The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
How To Deal With Debt Collectors In Malaysia
- 16th January 2026
Missing loan payments is stressful enough without harassment from debt collectors on top of it. Debt collection in […]
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The Experts Corner
How To File A Complaint With Bank Negara Malaysia
- 14th January 2026
Disputing a bank charge or following up on a rejected insurance claim can be exhausting. You contact customer […]
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The Experts Corner
How Minimum Balance Requirements Work In Malaysian Bank Accounts
- 13th January 2026
If you’ve spotted unexpected “service charges” or “fall-below fees” of RM5 to RM10 on your bank statement, you’ve […]
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The Experts Corner
CNY Meets Raya: Your Wallet Survival Guide For The Ultimate Festive Clash
- 9th January 2026
School supplies are barely paid off. Between uniforms, textbooks, and new shoes for kids who’ve outgrown last year’s […]
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The Experts Corner
What Is PCB And Why Is Tax Deducted From Your Salary Monthly
- 8th January 2026
If you have ever looked at your payslip and wondered why your take-home pay is less than your […]
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The Experts Corner
How Budget 2026 Affects Health Taxes and Reliefs You Can Claim
- 7th January 2026
Malaysians who spend on vaccinations, health screenings, and gym memberships can claim back more at tax time under […]
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The Experts Corner
What To Do Before Travelling To Avoid Your Credit Card Being Blocked
- 7th January 2026
Few things are more frustrating than having your debit card declined when you’re travelling and you know there’s […]
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The Experts Corner
6 Ways To Pay Your Credit Card Bill In Malaysia
- 5th January 2026
Paying your credit card bill doesn’t have to be a headache. With different methods available, it’s about choosing […]
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The Experts Corner
What Happens to Your Bank Account If You Stop Using It
- 2nd January 2026
That old savings account you opened for a promotion five years ago and haven’t touched since probably sits […]
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The Experts Corner
The “No-Willpower” Financial System For 2026
- 2nd January 2026
Every year, millions of Malaysians make the same promise on New Year’s Day: save RM500 a month, pay […]
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The Experts Corner
Birthday Freebies 2026 For A Day Of Free Food And Fun
Eloise Lau
- 14th August 2026
It’s RinggitPlus’ birthday, and everybody loves free gifts, especially on their birthday! Plenty of brands and attractions offer […]
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The Experts Corner
Your Pay, Leave, And Overtime Rights In 2026
Eloise Lau
- 9th July 2026
If you’ve ever looked at your payslip and wondered how much leave you should be getting, whether your […]
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The Experts Corner
Side Hustles for Working Professionals That Won’t Burn You Out
Christina Chandra
- 21st July 2026
It’s no secret that a single salary doesn’t stretch the way it used to. Between your home loan, car […]
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The Experts Corner
What To Do When Your Landlord Won’t Return Your Deposit
Eloise Lau
- 28th July 2026
Not getting your rental deposit back can be frustrating, especially when your landlord has stopped responding or is […]