The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
Travel Insurance In Malaysia: How To Choose The Right Coverage For Your Trip
- 15th December 2025
Deciding how much travel insurance to buy is more complicated than it looks. Insurance agents will naturally recommend […]
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The Experts Corner
Everyone My Age Is Buying A House, Am I Falling Behind?
- 12th December 2025
Six people I know posted their new house keys on Instagram last Sunday. Six. In one weekend. Meanwhile, […]
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The Experts Corner
Malaysian Graduate’s Guide To PTPTN Loan Repayment
- 11th December 2025
Finishing your degree is a massive achievement – congratulations! Like most Malaysian graduates, you probably have one financial […]
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The Experts Corner
How To Check If Your EPF Savings Are Growing
- 9th December 2025
Every month, 11% of your salary disappears into your EPF account, matched by another 12-13% from your employer. […]
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The Experts Corner
How To Save Money On Foreign Transaction Fees When Using Your Credit Card Abroad
- 8th December 2025
Travelling overseas or shopping from international websites comes with hidden costs that catch many Malaysians off guard. Most […]
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The Experts Corner
Should You Give Your Family A Supplementary Credit Card? 
- 5th December 2025
Giving a family member a supplementary credit card sounds generous in theory. Say, your mum gets to shop […]
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The Experts Corner
How to Save RM100+ on Your Next Grocery Run
- 5th December 2025
Grocery prices have crept up over the past year, and most Malaysian families are feeling it at the […]
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The Experts Corner
Getting Pre-Approved For A Car Loan In Malaysia
- 5th December 2025
Buying a car is a major financial commitment for most Malaysians, often the second-largest purchase after a home. […]
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The Experts Corner
How Balance Transfers Work In Malaysia And When To Use Them
- 4th December 2025
A balance transfer means moving your credit card debt to a different card that charges little to no […]
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The Experts Corner
Why Was Your Loan Or Credit Card Application Rejected?
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
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The Experts Corner
Birthday Freebies 2026 For A Day Of Free Food And Fun
Eloise Lau
- 14th August 2026
It’s RinggitPlus’ birthday, and everybody loves free gifts, especially on their birthday! Plenty of brands and attractions offer […]
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The Experts Corner
Your Pay, Leave, And Overtime Rights In 2026
Eloise Lau
- 9th July 2026
If you’ve ever looked at your payslip and wondered how much leave you should be getting, whether your […]
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The Experts Corner
Side Hustles for Working Professionals That Won’t Burn You Out
Christina Chandra
- 21st July 2026
It’s no secret that a single salary doesn’t stretch the way it used to. Between your home loan, car […]
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The Experts Corner
What To Do When Your Landlord Won’t Return Your Deposit
Eloise Lau
- 28th July 2026
Not getting your rental deposit back can be frustrating, especially when your landlord has stopped responding or is […]