The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
Malaysia’s New Consumer Credit Act Explained
- 1st December 2025
The Consumer Credit Act 2025 is Malaysia’s new law designed to regulate the country’s credit landscape. Six types […]
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The Experts Corner
Average Salary In Malaysia [2025]: By Industry And Experience
- 28th November 2025
The median monthly salary for Malaysia’s formal sector hit RM3,000 in March 2025, a 5.5% increase from the […]
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The Experts Corner
How To Redeem Your Christmas Presents For Free 
- 28th November 2025
Christmas spending in Malaysia can add up fast. Between gifts, gatherings, and year-end festivities, December often becomes the […]
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The Experts Corner
How To Talk Money With Your Partner Without It Turning Into A Fight
- 28th November 2025
Mei walks into the flat after work and spots a new gaming mouse on Adam’s desk. Adam looks […]
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The Experts Corner
New vs Used Car Loans: Which Is Better For You?
- 27th November 2025
If you’re deciding between a new or used car, understanding how financing differs between the two can help […]
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The Experts Corner
How Grab PayLater Works In Malaysia
- 27th November 2025
Grab PayLater has become one of Malaysia’s most popular Buy Now, Pay Later services, offering interest-free payment splitting […]
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The Experts Corner
That ‘Free’ Mobile Game Just Cost Me More Than My Electricity Bill
- 26th November 2025
*As Told To RinggitPlus. My phone bill arrived last Tuesday, and something was off. The total was RM100 […]
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The Experts Corner
How Your Credit Score Affects Loan Applications
- 26th November 2025
You’ve been paying your bills on time, your salary is stable, but your personal loan application just got […]
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The Experts Corner
The 50/30/20 Budget Rule For Malaysians
- 24th November 2025
Managing money doesn’t have to be complicated. The 50/30/20 rule gives you a simple framework: spend 50% of […]
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The Experts Corner
The Ultimate 2026 Malaysia Public Holidays And Long Weekend Guide 
- 21st November 2025
Most of us look at public holidays with basic math: 14 days of annual leave plus whatever falls […]
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Most Viewed Articles
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Birthday Freebies 2026 For A Day Of Free Food And Fun
- 14th August 2026
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Your Pay, Leave, And Overtime Rights In 2026
- 9th July 2026
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Side Hustles for Working Professionals That Won’t Burn You Out
- 21st July 2026
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What To Do When Your Landlord Won’t Return Your Deposit
- 28th July 2026
Most Viewed Articles
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The Experts Corner
Birthday Freebies 2026 For A Day Of Free Food And Fun
Eloise Lau
- 14th August 2026
It’s RinggitPlus’ birthday, and everybody loves free gifts, especially on their birthday! Plenty of brands and attractions offer […]
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The Experts Corner
Your Pay, Leave, And Overtime Rights In 2026
Eloise Lau
- 9th July 2026
If you’ve ever looked at your payslip and wondered how much leave you should be getting, whether your […]
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The Experts Corner
Side Hustles for Working Professionals That Won’t Burn You Out
Christina Chandra
- 21st July 2026
It’s no secret that a single salary doesn’t stretch the way it used to. Between your home loan, car […]
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The Experts Corner
What To Do When Your Landlord Won’t Return Your Deposit
Eloise Lau
- 28th July 2026
Not getting your rental deposit back can be frustrating, especially when your landlord has stopped responding or is […]