Best AEON Credit Cards in Malaysia 2023

Enjoy high cash rebates and member privileges with a new AEON credit card. Apply online now and get instant access to AEON benefits and promotions at all outlets in Malaysia.

Get a FREE
JBL Tour Pro 2 or JBL Tune 710BT
worth RM1399
when you apply through RinggitPlus *

JBL Tour Pro 2 or JBL Tune 710BT

Our Previous Winners

Overview of AEON Credit Cards in Malaysia

Shopping at AEON stores is more rewarding with AEON credit cards as you get to enjoy more savings through cash rebates and collect AEON reward points easily on retail transactions anytime you want.

AEON Credit Cards Campaign FAQs:

For a limited time only, selected approved applicants of eligible AEON credit card(s) will receive a free sign-up gift of either:

  • JBL Tour Pro 2 (Every 20th successful applicant for AEON Platinum Cards, capped at 40 winners)
  • JBL Tune 710BT (Guaranteed for all successful applicants for AEON Gold Cards and successful applicants who aren't part of the Tier 1 gift above)

This campaign runs from 25 September 2023 to 23 October 2023, subject to the campaign's terms and conditions.

Who is qualified for this promotion?

This campaign is open to new customers only. Existing primary cardholder(s), those who had AEON credit card application approved or denied, or those who have cancelled their AEON credit card(s) within 12 months from the date of application are not eligible.

How to be eligible for the free gift?

Apply via RinggitPlus WhatsApp, get approved by AEON, and subsequently spend a minimum of RM500 within 45 days from the card approval date to be eligible for the sign-up gift.

Which credit card(s) can I apply for?

You can apply for the:

  • AEON MasterCard Gold
  • AEON Visa Gold
  • AEON BiG Visa Gold
  • AEON Platinum Visa
  • AEON Platinum MasterCard

Where can I reach out to you for more information?

For any questions, please get in touch with us via email at [email protected]. We’re happy to help!

AEON Credit Service

It is widely known that the AEON brand is no stranger to us Malaysians, especially since we often visit the AEON malls for grocery shopping, movie hopping, having a quick luncheon session with friends, and everything in between.

But have you heard of the name AEON Credit Service?

AEON Credit Service

[Source: The Fifth Person]

For those who are not familiar, the AEON Credit Service is actually a financial service company that is also a part of the big family of the AEON brand. It provides our local consumers with financial services such as credit cards, as well as personal financing.

If you require more information regarding their financial products, do check their website at

AEON Reward Points

Turn every purchase of your essentials into a golden ticket to free gifts with an AEON credit card. You can even convert the accumulated AEON Points into cash at a conversion rate of 400 AEON Points equivalent to RM1. Isn't that a steal?

It doesn't just stop there as it gets more rewarding when you shop at all AEON and AEON BiG stores nationwide as you will collect AEON Points faster, which you can then turn into a handy shopping voucher.

The AEON credit card point redemption program also lets you convert your points into cashback for every purchase made at any AEON BiG Store nationwide using an AEON BiG credit card.

5% Cashback on AEON Thank You Day

One major AEON credit card benefit is whether you have a Mastercard or Visa, you can get a 5% cash rebate on your spending during AEON BiG Thank You Day and AEON Thank You Day, every 20th and 28th of the month.

You can also earn cashback when swiping on selected spending categories such as petrol, online, and overseas purchases, utility transactions and by spending using Visa payWave, every other day!

AEON Member Privileges

For AEON Platinum Visa and AEON Platinum Mastercard cardholders, your benefits open the gateway to a world of privileges.

First, you get unlimited complimentary access to all AEON Lounges within Peninsular Malaysia, and second, you also get movie ticket cash rebates every weekday, Monday to Friday, when you purchase them at participating cinemas inside AEON stores and selected malls.

Complimentary Plaza Premium Lounge Access in Malaysia

Ever wondered what the KLIA Plaza Premium Lounge is really like? With an AEON credit card, you can have your curiosity satisfied at no cost to you at all. 

With up to 6x complimentary access in a calendar year to selected Plaza Premium Lounge in Malaysia, you as the principal cardholder can enjoy the facilities and services provided for three (3) hours before boarding your flight. Your family and friends can get a 20% discount upon entry as well when you charge it to your AEON credit card.

However, it is worth highlighting that the free passes granted to you are subject to a minimum spending amount of RM500 in single or cumulative transactions within 30 days before and/or 30 days after the lounge visit date. This spending criterion is applicable to all AEON credit cards that offer this privilege. Check out the full details of the terms and conditions here.

Complimentary Travel Insurance Protection

Travelling is not just about having fun, your family and your own safety are equally important too! 

Get complimentary travel insurance coverage for up to RM1 million, just by charging your flight ticket purchases to your AEON credit card in Malaysia. Mostly underwritten by MSIG Insurance, you will also be covered for any travel inconveniences such as loss of baggage, baggage delays, missed flight connections or flight delays.

A couple of AEON credit cards that offer this privilege are the New AEON Visa Gold and AEON MasterCard Gold.

AEON Customer Service

Whatever experience you have with your AEON credit card, share your thoughts and issues with AEON Customer Service at 03 2719 9999. 

You can also visit an AEON Credit Service branch or service counter, open seven days a week and on public holidays.

AEON Credit Card Annual Fee

Annual fees are common for all credit cards but with AEON credit cards, the annual fee is waived for the first year, with simple conditions to get it waived thereafter. 

You can still continue enjoying your credit card annual fee waiver for the subsequent years when you hit the minimum spending or minimum transactions required in a year.

AEON Credit Card Balance Transfer

Save on your credit card debt with the AEON Balance Transfer Plan

Consolidate your outstanding balances from other credit cards and transfer them to an AEON credit card with lower interest rates for up to 36 months tenure.

There is no processing fee or penalty for early settlement of your AEON balance transfer plan.

AEON Credit Card Instalment Plan

Like what you see but it's too expensive? Convert the purchase into an instalment payment plan, instead!

You have two options to choose from: the AEON 0% Instalment Payment Plan for up to 36 months, or the AEON Cards Flexi Payment Plan with up to 18 months repayment tenure.

Enjoy a low one-time interest rate when converting from a minimum of RM500 throughout the repayment period. 

An early settlement fee will be charged when you pay off the outstanding balance before maturity.

Who Can Apply For An AEON Credit Card?

On each of the AEON credit card pages on our website, you can find the eligibility criteria under "Requirements".

Otherwise, you can have a quick look at the table below.

Age of Principal Cardholder Minimum 21 years old
Age of Supplementary Cardholder Minimum 18 years old
Nationality Anyone
Income Requirement (monthly)*

*Please note that the minimum income requirement for expatriates might be different.

What Documents Should I Prepare For An AEON Credit Card Application?

An AEON credit card application can be made easily online with us and all you need to know beforehand is whether you are qualified or not. 

Put very simply, you must be at least 21 years old to apply for a principal card, whereas the minimum age is 18 years old for a supplementary card.

The minimum annual income required varies depending on the type of card. For instance, the AEON Classic Card's annual income requirement is RM24,000, while the AEON Gold Card is RM36,000. Meanwhile, the AEON Platinum Card minimum income requirement is RM60,000.

Interested to apply? Below are some of the general documents to apply for an AEON credit card. 

Salaried Employee Commission Earner Self-employed
 Copy of IC (front and back)
Copy of AEON BiG Member Card (if any)
Latest 3 months payslips / EPF statement / Form BE with tax payment receipt / Form EA
Copy of IC (front and back)
Copy of AEON BiG Member Card (if any)
Latest 6 months payslips / EPF statement / Form BE with tax payment receipt / Form EA
Copy of IC (front and back)
Copy of AEON BiG Member Card (if any)
Latest 6 months company's bank statement / Form B with tax payment receipt
 Business Registration Certificate or Form 9 /24/ 49

Best AEON Credit Cards In Malaysia 2023:

AEON credit cards are one of the most rewarding cards in the Malaysian market as you get to earn both cashback and reward points on your spending. On top of that, some of the cards even provide you with travelling perks such as complimentary travel insurance and annual access to selected airport lounges, among other lifestyle privileges all in one card.

If you often shop at AEON stores or simply find credit cards to be beneficial for your lifestyle, below are some of the best AEON credit cards you can consider applying.

AEON BiG Visa Gold

Get rewarded in daily things that you do; from grocery shopping to filling up petrol and even overseas and online transactions! 

Cash rebates, reward points or discounts, you name it, this credit card has it.

New AEON Visa Gold

With special discounts at every AEON store nationwide and access to deals at over 1,500 partner stores, your shopping gets a whole lot more value.

Collect those extra AEON member points when you shop at AEON on selected days of the month and additional cashback too!

AEON Platinum MasterCard

Get a 5% cash rebate at AEON and AEON BiG every month and up to 4x AEON Points with a Platinum Mastercard.

That's not all, enjoy 6x complimentary access to participating Plaza Premium Lounge and up to RM14 movie rebates as well!

AEON MasterCard Gold

The everyday AEON Mastercard Gold Credit Card comes with exclusive offers from AEON stores nationwide, payment flexibility, higher discounts and exclusive privileges.

Collect AEON member points and attractive cashback with your AEON Mastercard today.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product