Bank Islam Offers Up To 3.65% Profit In Be U Term Deposit-i Campaign 2025

Samuel Chua

6th October 2025 - 2 min read

Bank Islam Malaysia Berhad has introduced the Be U Term Deposit-i Campaign 2025, offering profit rates of up to 3.65% per annum through its Be U digital banking platform. The campaign runs from 6 October 2025 to 31 March 2026, giving customers a simple and secure way to grow their savings online.

Competitive Profit Rates For Six And Twelve-Month Deposits

Under the campaign, customers can enjoy 3.55% per annum for a six-month tenure or 3.65% per annum for a twelve-month tenure. The minimum placement amount is RM10,000 in a single transaction, with no maximum limit.

Profits will be paid upon maturity according to the tenure selected. All deposits placed under the campaign are protected by Perbadanan Insurans Deposit Malaysia (PIDM) for up to RM250,000 per depositor, in accordance with PIDM’s protection guidelines.

Open To Individual Be U Users

The Be U Term Deposit-i Campaign 2025 is open to individual customers aged 18 years and above, including both new and existing users of the Be U app.

The campaign applies only to personal accounts and is not available to businesses or corporate entities. All placements must be made through the customer’s own Be U account.

Fully Digital Deposit Management

Customers can participate in the campaign entirely through the Be U by Bank Islam app, without visiting a branch. The app allows users to open and manage their deposits online, offering greater flexibility and convenience.

The Term Deposit-i operates under the Commodity Murabahah concept, a Shariah-compliant structure where profits are earned through the trading of commodities rather than interest. This makes it suitable for customers who prefer Islamic banking products with transparent profit mechanisms.

Encouraging Smarter, More Accessible Saving

By offering a fully digital placement process, Bank Islam aims to make saving more accessible for Malaysians seeking stable and secure returns. The Be U platform combines digital convenience with Shariah-compliant financial solutions, allowing users to plan and manage their finances directly from their mobile devices.

Customers are encouraged to read and understand the full terms and conditions [PDF], which are also available on the Be U app and Bank Islam’s official website.

For comparison, you can explore some of the best fixed deposit accounts in Malaysia to find competitive rates and tenure options from other banks.

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