19th March 2026 - 3 min read
If you are planning to buy your first car, CIMB’s First Car Solution programme is offering a road tax benefit that could offset up to two qualifying years. The offer is already live, and runs from 15 March to 31 August 2026.
This is not a general road tax waiver for every young buyer, though. The programme is open to new and existing CIMB customers aged 18 to 30 who are buying a new, used, or reconditioned car for the first time, apply for CIMB Auto Financing, accept the approved offer, and have the financing successfully disbursed by 31 October 2026. Customers with an existing car financing record in CCRIS do not qualify.
The headline perk is complimentary road tax worth up to RM120 for one qualifying year, or up to RM240 across two qualifying years. In other words, the maximum total value is capped at RM240 per eligible customer over the full programme.
To get the first year’s benefit, you need more than just the car financing approval. The terms require eligible customers to take up selected protection products through the Auto Finance Centre, and submit a first time application for a CIMB Petronas Visa Platinum-i Credit Card, then activate the approved card.
The second year’s road tax benefit only comes later. To qualify for that, customers who already met the first year requirements must renew Secure Motor or IKHLAS Private Car Comprehensive Plus Takaful within 14 months after the programme period ends.
The way the programme is structured matters if you are comparing first car costs. The road tax saving is tied to a bundle of products, rather than being given automatically with a car loan alone.
This means the real value depends on whether you were already planning to take up the linked financing, protection, and card products. The road tax benefit may still be useful, but it sits within a broader package of requirements.
CIMB says the programme is limited to 1,000 eligible customers on a first come, first served basis. Each customer can receive the reward only once per qualifying year.
The reward is also not described as a direct road tax payment at the counter. Under the terms, it may be credited into the customer’s active CIMB current or savings account, based on the latest account opening date, or delivered in another form of equivalent value at CIMB’s discretion.
For younger buyers, the practical takeaway is that this campaign can reduce one ownership cost, but only after several conditions are met. The saving itself is relatively clear, while the route to getting it is more layered.
This makes this less of a simple first car discount, and more of a bundled banking and protection offer. If you are already planning to finance your first car through CIMB and take up the related products, the road tax benefit may add some value. If not, the main question is how the full package compares with other financing options, rather than the road tax saving on its own.
So if you are looking at your first car purchase this year, the key detail is not just that there is a road tax perk on the table. It is that the perk only applies within a specific campaign window, to a specific age group, and with several linked conditions attached.
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Samuel writes about personal finance and financial news, focusing on how banking updates, policies, and promotions affect everyday money decisions. He enjoys making complicated financial topics easier to follow. Outside of writing, he spends his time watching TV shows and occasionally convincing himself he will only watch one episode.
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