CIMB Launches CIMB OCTO Biz To Empower ASEAN Businesses

Samuel Chua

10th October 2025 - 2 min read

CIMB Group Holdings Berhad (CIMB) has launched CIMB OCTO Biz, a digital business platform designed to help sole proprietors, small and medium enterprises (SMEs), and corporate clients manage operations, access financing, and expand seamlessly across ASEAN markets. The initiative is part of CIMB’s broader digital-first strategy to support business growth through real-time insights and cross-border connectivity.

The bank also introduced SME FlexiCash/-i, a revenue-based lending product that simplifies access to capital and supports business growth through flexible repayment structures.

Supporting Growth Beyond Borders

CIMB OCTO Biz enables users to manage cross-border payments and international transactions efficiently, while providing access to treasury, foreign exchange, and trade solutions. The app is currently available in Malaysia and will expand to Indonesia and Singapore by the first half of 2026, followed by Cambodia and other ASEAN markets.

All-in-One Platform For Smarter Business Banking

CIMB OCTO Biz integrates banking services with essential business management tools in a single, secure, and intuitive platform. By combining these capabilities, the app allows businesses to streamline operations and simplify their banking journey.

According to Lawrence Loh, Co-Chief Executive Officer of Group Commercial and Transaction Banking at CIMB, the app “goes beyond transactions” by giving businesses access to data-driven insights that help them make informed decisions. He added that CIMB’s strong regional presence and understanding of business needs make it well-positioned to become the leading digital-first SME bank in ASEAN.

AI-Driven Insights And Flexible Financing

Powered by artificial intelligence and data analytics, CIMB OCTO Biz offers businesses a real-time cash flow dashboard and instant financing applications. The embedded SME FlexiCash/-i product analyses a company’s account history and transaction behaviour to automatically assign a pre-qualified financing limit.

Repayments are based on an agreed percentage of revenue, instead of fixed monthly instalments. This cash flow-friendly approach gives SMEs greater flexibility and faster access to capital, while promoting transparency and financial control.

Early Adoption And Strong Transaction Growth

CIMB reported that more than half of its SME clients have already onboarded CIMB OCTO Biz. In 2025, the platform recorded RM17 billion in transaction value across seven million transactions, reflecting strong adoption and engagement.

Business owners can also explore other financing options through CIMB’s SME business loan page to find solutions that fit their growth needs.

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