HLB Offers Up To 12.88% P.A. When You Invest In Unit Trusts

Samuel Chua

22nd October 2025 - 3 min read

Hong Leong Bank Berhad (HLB) has introduced a new Unit Trust Fixed Deposit (UTFD) Campaign for its Private and Priority Banking clients, offering promotional fixed deposit (FD) rates of up to 12.88% per annum. The campaign runs from 17 October to 31 December 2025.

The promotion rewards investors who combine a unit trust investment with a fixed deposit placement, allowing them to enjoy a higher short-term FD return alongside their investment portfolio.

How The Campaign Works

To qualify, customers must invest in eligible unit trust funds and place a fixed deposit that is half the value of their investment. In other words, for every RM2 invested in unit trusts, they can place RM1 in a fixed deposit at the special rate.

For example, investing RM20,000 in selected unit trust funds allows an FD placement of RM10,000 at the promotional rate. The minimum investment amount is RM20,000, and the applicable sales charge for the unit trust purchase is 2.50%.

Promotional Rates For Investors

Customers who already have a relationship with HLB’s Private or Priority Banking division can earn a fixed deposit rate of 12.88% per annum for a one-month tenure or 6.88% per annum for three months.

New-to-bank investors under the same segment can enjoy a 10.88% per annum rate for a three-month tenure.

The preferential rate applies only to the FD amount placed under this campaign and is not renewable upon maturity.

Eligibility And Participating Funds

The campaign is open to Hong Leong Private and Priority Banking customers who invest in selected unit trust funds offered by the bank and its approved fund partners.

Available funds include both conventional and Shariah-compliant options across various asset classes. Interested customers can check with their Relationship Manager for the full list of eligible funds and campaign-specific requirements.

Protection And Risk

The fixed deposit portion of the placement is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM250,000 per depositor. However, unit trust investments are not protected by PIDM.

Funds moved from insured deposit accounts into unit trust investments will no longer qualify for PIDM coverage. As with all investments, returns on unit trusts are not guaranteed and may fluctuate according to market conditions.

Customers should review the prospectus, disclosure documents, and product highlights sheet before investing.

This campaign offers Private and Priority Banking clients an opportunity to combine stable short-term returns with potential long-term investment growth. The higher FD rate acts as an incentive for those looking to diversify their portfolio while keeping part of their funds in a secure, short-term deposit.

You can also compare this promotion with RinggitPlus’s best fixed deposit rates to find the most competitive returns currently available in Malaysia.

0 0 votes

Article Rating