Credit histories - most of us have one - but what does it mean for your personal finances if you have no credit history at all? Is that any worse, or better, than having a bad credit history?
The credit score should be a concern for anyone who wants to borrow money from a financial institution. At the end of the day, this score becomes the deciding factor on whether your loans gets approved or rejected.
After a three day flip-flop, PTPTN's plan to list defaulters on the CCRIS system is halted at cabinet. So how is one to deal with defaulting borrowers?
Have you tried applying for the one loan that will solve your problems – and been rejected? Here are some of the reasons why this happened to you and what you can do from there.
How will you know if someone is using your details without your consent? It can happen to just about anyone, so learn how to protect yourself against identity theft now!
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