Remember the times when we had to queue up for an hour at the money exchange to convert our Ringgit before travelling? What about having to pay for expensive transfer charges due to the exchange rate when purchasing from Amazon or eBay? Or the hassle of managing your money in various currencies in different bank accounts?

Before you know it, you’re paying for an accumulation of extra or hidden charges that exceeds your budget for the month. What if you could do it all with just one account? The HSBC Everyday Global Account could be the one for you.

Convenience With HSBC Everyday Global Account

The HSBC Everyday Global Account is designed to give you convenience and flexibility with an all-in-one innovative everyday bank account that doubles as a multi-currency travel debit card where you can make payment and receive funds in 11 different currencies within one account.

Access To Multiple Currencies With No Hidden Fees

HSBC Everyday Global Account supports these 11 currencies:

• Australian Dollar (AUD)
• Canadian Dollar (CAD)
• Euro (EUR)
• Great Britain Pound Sterling (GBP)
• Hong Kong Dollar (HKD)
• Japanese Yen (JPY)
• Ringgit Malaysia (RM)
• New Zealand Dollar (NZD)
• Saudi Riyal (SAR)
• Singapore Dollar (SGD)
• United States Dollar (USD)

With the ability to hold multiple currencies in your account, you’ll get access to competitive real-time rates which means you can lock in the best possible exchange rate the minute you load your funds from Ringgit to foreign currencies.

HSBC Everyday Global Account also allows you to transfer currencies within your account instantly, from MYR to USD or from AUD to SGD – it’s all up to you. This means, you can also save and keep your balances for foreign currencies for as long as you want.

Swipe and Shop Like A Local, Globally

By holding multiple currencies in your account, you’ll also be able to simplify your online shopping experience at home from sites such as Amazon or eBay by making your purchases in foreign currencies with no hidden charges. Let’s say you’re buying a book from Amazon which costs USD30, the bank will deduct the amount in USD from your HSBC Everyday Global Account instead of in MYR. Which means, you pay exactly for what you’re buying – subject to the latest currency exchange rate by HSBC.

When travelling, you’ll also be able to enjoy ATM cash withdrawals overseas without being charged by HSBC as well as being able to shop like a local without worrying about transaction fees with the The Everyday Global multi currency debit card.

Manage, Save & Get Rewarded With Zero Account Fees

With zero account fees and no minimum balance needed, HSBC Everyday Global Account also acts as an everyday transaction account for your everyday banking needs. With HSBC’s secure mobile app, you can check your account balances for all the currencies you hold, transfer funds into and from your account, deposit your salary and easily pay your bills online with JomPay to over 5,000 billers at any time of the day. Additionally, you can also grow your savings with up to 2.25% p.a interest on Ringgit Malaysia balances from 30 March to 31 December 2020.

On top of that, the Everyday Global multi currency debit card that comes with your HSBC Everyday Global Account comes with RM0 debit card issuance and annual fees.

The HSBC Everyday Global Account is ideal if you are looking for the convenience, flexibility and control of one secure account whether you’re at home or overseas. With no account fees, no hidden charges and no minimum initial deposit, the HSBC Everyday Global Account is eligible for those who are 18 years and above. For more information, head to HSBC’s website to open an account.

• TAGS:
• HSBC
• HSBC Everyday Global Account
• Online Banking