Filling up your tank costs the same whether you pay by cash, debit, or credit. Bank Kerjasama Rakyat Malaysia Berhad (Bank Rakyat) Credit Card-i holders are an exception. Under the bank’s Petrol Khamis campaign, cardholders earn 5% cashback on every petrol and diesel transaction made at any petrol station in Malaysia.

No minimum spend per transaction or accumulated monthly amount is required. The 5% cashback applies to any qualifying Thursday only transaction, whether at a petrol station counter or a self-service fuel terminal.

A One-Day Window With a Monthly Ceiling

The cashback is capped at RM20 per cardholder per month, regardless of how many transactions are made or how much is spent. Spending RM400 worth of petrol across four Thursdays in a single month returns the full RM20. Spending less returns proportionally less.

Cashback earned in the current month appears in the Credit Card-i statement the following month. There is no limit on the number of transactions per day or per month, though only purchases processed under petrol station merchant categories, either at the counter, count towards the cashback. 

Who the Promotion Covers

The campaign is open to all principal and supplementary Bank Rakyat Credit Card-i holders with active accounts, including Bank Rakyat employees. The Bank Rakyat Corporate Credit Card-i and the Bank Rakyat Cikgu Sejati Credit Card-i are excluded.

Supplementary cardholders’ transactions count towards the principal cardholder’s monthly cashback total, not separately. Cashback earned is credited to the account and cannot be transferred to third parties or exchanged for cash.

What This Looks Like for Regular Drivers

For someone who fills up once a week at around RM80 per visit, timing those stops to fall on the right day throughout a month translates to roughly RM16 in cashback. Drivers who fill up on other days would need to shift that habit to Thursdays for the cashback to apply at all.

The benefit only applies on a single day. For drivers on fixed commutes or predictable weekly schedules, adjusting a fill-up day is straightforward. For those whose fuel stops are irregular or unplanned, the constraint limits how consistently they can benefit each month.

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Christina Chandra

Christina writes about personal finance with an eye for making the complicated feel straightforward. She is drawn to the everyday money decisions people face and genuinely enjoys finding the clearest way to explain them. Between articles, she is probably napping, on a hiking trail, or terrorising her sister’s cats.

About THE AUTHOR

Christina Chandra

Christina Chandra

Christina writes about personal finance with an eye for making the complicated feel straightforward. She is drawn to the everyday money decisions people face and genuinely enjoys finding the clearest way to explain them. Between articles, she is probably napping, on a hiking trail, or terrorising her sister's cats.

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