13th March 2026 - 2 min read

Members of the Malaysian Armed Forces will receive a higher return on their retirement savings this year.
The Armed Forces Fund Board (LTAT) has declared a 5.35% dividend for the financial year ended 31 December 2025, with a total payout of RM524.74 million to contributors. The dividend will be credited to members’ accounts on 13 March 2026.
The payout marks LTAT’s highest dividend distribution in eight years and continues a run of annual returns above 5% over the past four years.
For the financial year under review, LTAT recorded total investment income of RM749.49 million, while distributable profit stood at RM541.56 million.
The fund’s combined reserves increased to RM1.31 billion, up from RM1.01 billion the previous year, reflecting stronger financial buffers to support future dividend payments.
According to LTAT chief executive Mohammad Ashraf Md Radzi, the performance reflects improvements in how the fund manages its investments and governance.
He said the results demonstrate that the fund remains stable and positioned for its next phase of institutional growth.
Looking ahead, LTAT will continue its transformation through GEMPUR30, a strategic roadmap covering the period from 2026 to 2030.
The plan builds on earlier transformation initiatives, including MAMPAN25 and the fund’s first transformation programme implemented between 2019 and 2023.
Under the roadmap, LTAT aims to strengthen its investment capabilities while optimising its portfolio through selective divestments and reinvestments into sectors with stronger long term growth potential.
These sectors include areas linked to national priorities such as the defence ecosystem, real estate, and pharmaceutical industries.
Alongside investment reforms, LTAT has also expanded financial literacy programmes for contributors.
Since 2023, the fund has conducted nationwide engagement sessions aimed at improving financial awareness and retirement planning among Malaysian Armed Forces personnel.
More than 52,000 personnel had participated in these sessions as of December 2025.
The programmes aim to help contributors better understand their retirement savings and plan for long term financial security.
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Samuel writes about personal finance and financial news, focusing on how banking updates, policies, and promotions affect everyday money decisions. He enjoys making complicated financial topics easier to follow. Outside of writing, he spends his time watching TV shows and occasionally convincing himself he will only watch one episode.
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