Personal Loans

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Personal Loans
Borrowing Money vs Taking a Loan
- 9th May 2016
Ever been in a tight situation and weren't sure if you should go to your friends or to the bank for a quick loan? Here are some pointers to shed some light so you may make a better decision.
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Personal Loans
Never Co-sign a Loan Unless You Can Pay it in Full Yourself
- 6th April 2016
Sometimes co-signing a loan makes sense, but most of the time it can be quite a pain to deal with if the other party in the agreement don't hold up their end of the bargain.
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Personal Loans
Is it Time to Refinance Your Personal Loan?
- 7th December 2015
You've heard of refinancing home loans but have you considered refinancing your personal loan? We discover three scenarios wherein which you would want to consider trading in your personal loan for another!
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Personal Loans
3 Situations a Personal Loan Can Save You From!
- 19th August 2015
Whenever life gives you lemons, make lemonade - they say. Today, we discover how personal loans can be just the thing you need to avoid tough financial scenarios like the ones we've picked out.
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Personal Loans
Should You Take a Personal Loan to Finance Your Wedding?
- 20th July 2015
If you find yourself short on cash but with a dream wedding to plan, should you consider a personal loan to help you finance your celebration? We take a look at the pros and cons of such a decision.
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Personal Loans
Why Did I Not Get the Best Interest Rate for My Personal Loan?
- 9th July 2015
In our last article on personal loans - we looked into why you didn't get your personal loan approved. But what if you did but are not too pleased with the interest rate? We break it down for you.
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Personal Loans
The Basics of a Personal Loan Explained
- 11th June 2015
Thinking of applying for a personal loan but not entirely sure how it works? We give you the bare basics.
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Personal Loans
Debt
- 15th September 2014
Have a mountain of credit card debt that you’re dying to flatten out? Some of us resort to personal loans to get rid of the mountain debt. But is this the right move, financially?
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Personal Loans
Frequently asked questions about Personal Loans
- 9th October 2013
Want to borrow some money? Don't know where to start? Read the top 5 questions about personal loans answered by the RinggitPlus team of experts
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Personal Loans
How to apply for a Personal Loan
- 18th August 2013
Need cash fast? Want to take out a Personal Loan? Stop! Before you do anything else read our basic guide to applying for a bank loan. We’ll walk you through processing an application.
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Personal Loans
Malaysia Bank Moratorium: Why You Should Opt For The 6-Month Deferment For ALL Loans (Updated)
Pang Tun Yau
- 6th May 2020
EDITOR’S NOTE: This article refers to the 2020 loan moratorium, and the information here may be outdated. Please […]
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Personal Loans
Malaysia Loan Moratorium 2021 Guide: Should You Take The 6-Month Deferment For Your Loans?
Pang Tun Yau
- 9th July 2021
Under the PEMULIH stimulus package, Malaysia will once again see a 6-month moratorium for all loans, applicable to […]
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Personal Loans
Shopee Rolls Out Personal Loan Service, SLoan
Alex Cheong Pui Yin
- 15th February 2023
Shopee has expanded its digital financial offerings to now include a personal loan service, dubbed SLoan. At present, […]
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Personal Loans
How To Avoid Falling For Financial Scams
RinggitPlus
- 10th December 2018
Whether it’s a Macau scam or Internet love scam, it’s always best to stay aware of all the devious conmen (and conwomen) out there trying to part you from your money.