Open A Savings Account Online Via UOB TMRW App And Get Rewards 
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In the digital era, opening a personal savings account can be as easy as a few clicks on your smart device. If you want to sign up for a savings account without stepping out of your home, you can simply download the UOB TMRW app and enjoy a myriad of nifty features. 

What’s more, a guaranteed welcome cash reward of RM50 will be given to you when you open a savings account via the UOB TMRW app from 1 May to 31 July 2023. To qualify for the reward, just maintain a minimum balance of RM1,000 till the last day of the following month after the account is opened.

If that’s not enough, you will also get a chance to win a brand new BYD ATTO 3 electric vehicle or an RM500 cash reward. You’ve heard right – just open a savings account via the UOB TMRW app and earn entries to win the exciting prizes.  

How to earn entriesNumber of entries earned
New customersFor every RM500 monthly average balance in an account opened at a UOB branch or offsite10
For every RM500 monthly average balance in an account opened via the UOB TMRW app20
Existing customersFor every RM1,000 incremental average balance10

*Contest applies only to participating UOB savings accounts.

**Terms and conditions apply.

Manage Your Money Better With UOB TMRW App

Aside from the usual online banking features, UOB TMRW App has a host of unique functions that aim to help you take charge of your money.

  1. Personalised saving tips  

It’s common to experience information overload these days as many of us probably receive multiple notifications a day from various platforms. 

The UOB TMRW App features UOB Insights which uses artificial intelligence technology to analyse your spending and saving patterns to then recommend financial tips as well as rewards that apply only to you.

Here are some of the information UOB Insights offer:

  • Monthly transactions

Shows your monthly cash flow including a breakdown of expenses with easy-to-understand charts.

  • Spending activities

A summary of how much you’ve spent for each account and shows an increase or decrease in spending compared to the monthly average. 

  • Service charges alerts

Informs you everytime a service provider charges you more than the usual amount.

  • Saving opportunities

Recommends a higher interest savings account for those who want to save more.

  • Account balance review

Notify you when your account balance is insufficient for upcoming payments.

  1. Redeem your rewards easily

When we sign up for a bank account or other memberships, we’re privy to certain rewards. But due to inconvenience, we either forget or forgo redeeming the rewards.

UOB Rewards+ is a feature that lets you manage your rewards easily with a real-time view of all your points so you’re aware at all times. In addition, you can perform in-app reward redemptions and even directly pay with your accumulated points at participating merchants.

Every credit card transaction with UOB earns you UniRinggit, a UOB Rewards Currency. You can use UniRinggit to redeem items from UOB’s rewards catalogue. Users can also use their UniRinggit to pay, partially offset purchases, or convert them into cashback.

The Rewards+ feature shows you how much UNIRinggit you have left and what you can redeem. From popular items like Starbucks e-voucher to deals near your home, it’s very easy to forage for something that’s to your liking.

  1. Easy online account opening

Open a UOB savings account with the UOB TMRW App in less than 10 minutes. You can choose from four types of UOB savings accounts – the UOB One Account, UOB Stash Account, UOB Lady’s Savings Account, and UOB ProSave Account-i.

Step 1: Download the UOB TMRW app and select “your preferred account”.

Step 2: Capture an image of your MyKad and perform facial recognition.

Step 3: Complete the e-form.

Step 4: Set up your online banking account and UOB Access.

Step 5: Transfer funds via DuitNow (Pay-to-Account-Number).


Managing money is different for everyone. With UOB TMRW App’s custom insights and online features, banking can be easy and personalised. Do look out for more upcoming features that will be added onto the app including credit card self-serve functionalities and online application for insurance and more. Plus, applicants will also get to enjoy cashback rewards and get a chance to win exciting prizes including the BYD ATTO 3 electric vehicle.

Sign up for a UOB savings account via UOB TMRW App here. 

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