Bank Loans

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Bank Loans
The Debt Service Ratio Explained
- 22nd September 2015
The Debt Service Ratio is used by every bank to decide how much more lending your income can take. We explain how this ratio is calculated so you will have some idea as to how your new application is going to work out for you!
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Bank Loans
What it Means for Your Money When Banks Merge
- 11th September 2014
Bank Merger Fever is gripping on the Malaysian commercial banking sector once again. It is important to find out what steps you can take to make sure your money is safe and sound!
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Bank Loans
How long should you take to pay off your personal loan?
- 17th September 2013
When taking out a personal loan, longer tenures may make your repayment amounts lower but beware: you could end up paying almost half the borrowed amount in interest.
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Most Viewed Articles
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Why Was Your Personal Loan Not Approved?
- 10th October 2018
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The Debt Service Ratio Explained
- 22nd September 2015
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Borrowing Money vs Taking a Loan
- 9th May 2016
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How do Bank Loans Work?
- 25th March 2016
Most Viewed Articles
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Why Was Your Personal Loan Not Approved?
Desiree Nair
- 10th October 2018
Have you tried applying for the one loan that will solve your problems – and been rejected? Here are some of the reasons why this happened to you and what you can do from there.
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The Debt Service Ratio Explained
Desiree Nair
- 22nd September 2015
The Debt Service Ratio is used by every bank to decide how much more lending your income can take. We explain how this ratio is calculated so you will have some idea as to how your new application is going to work out for you!
Post Image
Borrowing Money vs Taking a Loan
Gavin Pereira
- 9th May 2016
Ever been in a tight situation and weren't sure if you should go to your friends or to the bank for a quick loan? Here are some pointers to shed some light so you may make a better decision.
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How do Bank Loans Work?
RinggitPlus
- 25th March 2016
Completely new to banking and curious how the whole 'loan' thing works? Or just introducing the concept of banking to a newbie? This simple comic is the perfect thing to share around!