When taking out a personal loan, longer tenures may make your repayment amounts lower but beware: you could end up paying almost half the borrowed amount in interest.
So you you've heard about Personal Loans but you don't actually know the basics and don't want to ask at the bank because they'll just try to hard sell you. Read the RinggitPlus.com quick guide to Personal Loan basics.
Have you tried applying for the one loan that will solve your problems – and been rejected? Here are some of the reasons why this happened to you and what you can do from there.
All individuals will – at some point in their lives – have to take out a loan to […]
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