RHB Travel Money Visa credit card

Also available as MasterCard

RHB Travel Money Visa

Earn Enrich and KrisFlyer Miles every time you travel using your credit card. Every Ringgit you spend on air fares earns reward points.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 5% cashback
  • 7.3% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM74.20 annual fee
  • Earn up to 2x reward points 

Benefits

Because you should be rewarded for giving the bank your business

Cashback
5% cash back on the 1st weekend and 2% cash back on other days at ANY petrol station nationwide! Capped at 20% of total monthly retail spend or RM60, whichever is higher.
Discover how much you can save when you shop with your new RHB Travel Money Visa
Cashback CategoryCashback RateMonthly CapSpend
PetrolSpendany amount in a single receipt on first weekend only5%RM60any amount in a single receipt on first weekend only
PetrolSpendany amount monthly2%RM60any amount monthly
Rewards
Get more ideas and gifts with RHB Reward Points. Transform your home into an ultra modern sanctuary with a selection of home appliances and kitchen essentials; get a new gadget to jazz up your digital lifestyle; choose from a wide selection of luggage bags and backpacks to let you travel in style. So many rewards to choose from! The reward points will have a 2-year expiry!
RHB Reward Points
EarnSpent
2 points on every RM1airline tickets, travel packages, car rentals, and duty-free purchases
1 point on every RM1on all retail expenses
Your RHB Reward Points earned expires in  2 years
Balance Transfer
Enjoy interest as low as 1.99% for up to 24 months on your outstanding balance when your transfer your credit card debt to your brand new RHB Travel Money Visa via the RHB Smart Move Balance Transfer plan.
Pay OverWith Interest Rate AtWhen You Transfer
12 months7.3% p.a. and 4% one-time upfront handling feefrom RM1000 
18 months8.67% p.a. and 7% one-time upfront handling feefrom RM1000 
24 months10.22% p.a. and 10.99% one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Move Balance Transfer
Easy Payment Plan (EPP)
Pay for your big ticket items with RHB Smart Instalment at 0% interest for up to 24 months at selected merchants. RHB Dial-An-Instalment offers payment terms of 6 to 24 months on any retail purchase.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
24 months17.5% one-time upfront handling feefrom RM2000 
12 months4% one-time upfront handling feefrom RM2000 
Learn more about RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
9 months0% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Instalment
Petrol
5% cash back on the 1st weekend and 2% cash back on other days at ANY petrol station nationwide! Capped at 20% of total monthly retail spend or RM60, whichever is higher.
Travel
Reward points redemption for Enrich Miles & KrisFlyer Miles, Firefly and Air Asia vouchers, 2X Reward Points for airline tickets, travel packages and duty-free purchases.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM74.20
Annual Fee for Supplementary Card
RM42.40
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Dial-An-Instalment
RHB Smart Instalment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
RHB CashXcess
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
RHB Smart Move Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.