By the time month-end comes around, piecing together what the business actually spent across personal cards, reimbursement claims, and separate accounts takes longer than it should. The practice is common enough among Small And Medium Enterprises (“SMEs”), and it usually comes from necessity rather than preference. But mixing personal and business spending makes expense tracking harder, creates reconciliation headaches at year-end, and deprives you of receiving the benefits that a dedicated corporate card provides.

The Maybank Islamic Visa Corporate Card-i helps formalise that habit, so every business transaction is tracked, rewarded, and Shariah-compliant from the start.

Cashback On Every Ringgit, With No Cap

From supplier payments and client meetings to business travel, everyday business expenses can generate cashback with the Maybank Islamic Visa Corporate Card-i. Enjoy up to 0.3% cashback on local spending and 0.7% cashback on overseas transactions, with no cashback cap.

Consider a business that regularly books regional flights and settles overseas supplier invoices. Those recurring payments quietly earn cashback month after month.

Cash Flow Flexibility For Bigger Purchases

When large purchases arise or bulk buying opportunities appear, timing cash flow can become challenging. The Maybank Islamic Visa Corporate Card-i’s 56-day Management Charge-free period softens the hit when the full statement balance is paid, giving you more room to manage cash flow.

For larger amounts, Maybank Islamic EzyPay-i lets you convert eligible transactions into instalment plans of up to 36 months at 0% management charge profit rate. A significant capital outlay, whether it’s new machinery or a bulk inventory purchase, does not have to come out of one billing cycle.

Expense Tracking Without The End-of-Month Scramble

Staff making purchases on the company’s behalf means receipts and statements piling up in different places, which can make end-of-month reconciliation more complex. By the time the books are closing, a procurement manager may find themselves trying to piece together spending across three different employee cards just to get a complete view.

The Maybank Islamic Visa Corporate Card-i comes with built-in consolidated expense reporting, so every cardholder’s transactions are already in one place, ready to review without the usual scramble.

Travel Takaful When Your Team Is On The Road

Travel Accident Takaful coverage of up to RM700,000 is automatically activated when airfare is charged to the Maybank Islamic Visa Corporate Card-i, with no separate policy or additional paperwork needed. A staff member flying out to meet a regional client is covered from the moment the ticket is booked on the card.

The coverage also extends to missed connections, luggage delays, and luggage loss, so staff can travel knowing they are protected from common disruptions.

A Shariah-Compliant Card With A Charitable Element Built In

For businesses that operate under Islamic finance principles or prefer their finances to reflect Shariah values, the Maybank Islamic Visa Corporate Card-i is built to meet that requirement.

There is also a built-in charitable giving mechanism where 0.1% of overseas spending is automatically donated to selected charity bodies, with no extra steps required on your end. For companies that already report on Corporate Social Responsibility (“CSR”) or Environmental, Social, and Governance (“ESG”) activity, this provides a measurable contribution that can complement existing CSR or ESG initiatives.

A Card That Grows With Your Business

As your team grows, so does the complexity of managing company expenses. The Maybank Islamic Visa Corporate Card-i lets you issue cards to employees and consolidate all spending into one report, giving you full visibility across the business, whether you have two staff or twenty.

With its combination of cashback rewards, cash flow flexibility, Shariah-Compliant, as well as enhanced governance and expense tracking capabilities, a corporate credit card can be a powerful tool for businesses across different stages of growth.

Visit the Maybank Islamic Visa Corporate Card-i page for full product details and to begin your application. Terms and Conditions apply.