The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
What Happens to Your Bank Account If You Stop Using It
- 2nd January 2026
That old savings account you opened for a promotion five years ago and haven’t touched since probably sits […]
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The Experts Corner
The “No-Willpower” Financial System For 2026
- 2nd January 2026
Every year, millions of Malaysians make the same promise on New Year’s Day: save RM500 a month, pay […]
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The Experts Corner
What Happens To Bank Accounts And Loans When Someone Dies In Malaysia
- 30th December 2025
When a family member passes away in Malaysia, their bank accounts get frozen, and their loans don’t disappear. […]
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The Experts Corner
Savings Account Vs Current Account: Which One Do You Need?
- 29th December 2025
Choosing the right bank account is one of the first financial decisions most people make. While savings accounts […]
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The Experts Corner
How To Donate Your SARA Credit To Charity (The Right Way)
- 26th December 2025
For many Malaysians, the RM100 Sumbangan Asas Rahmah (SARA) credit is a welcome bonus. Maybe it covers a […]
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The Experts Corner
How To Make An Insurance Claim
- 26th December 2025
Filing an insurance claim shouldn’t add stress to an already difficult situation. Bank Negara Malaysia has pushed insurers […]
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The Experts Corner
Have You Filled Out Your EPF Nomination Form?
- 26th December 2025
Most working Malaysians contribute to their EPF account every month without giving much thought to what happens to […]
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The Experts Corner
Home Renovation Loans vs Personal Loans Malaysia: Which Should You Choose?
- 22nd December 2025
Planning to renovate your Malaysian home but unsure how to finance it? You’re not alone. Many homeowners assume […]
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The Experts Corner
The Best Gift I Bought? It Wasn’t Under The Tree
- 19th December 2025
RTX 4060. 165Hz display. 16GB RAM. The Predator Helios Neo 16 laptop in my Lazada cart had everything […]
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The Experts Corner
How Much To Save For Travel In Malaysia And Southeast Asia
- 19th December 2025
It’s no secret that all of us would love to travel more, but most of us have never […]
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The Experts Corner
A Guide To The Private Retirement Scheme (PRS)
Denise Chan
- 19th November 2025
The PRS was introduced as an additional retirement investment scheme over and above EPF to help Malaysians better prepare for retirement. But is it really the thing for you? Here's a quick guide to help you decide.
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The Experts Corner
Why Was Your Loan Or Credit Card Application Rejected?
Christina Chandra
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
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The Experts Corner
11.11 vs Black Friday Guide: Which Sale Gets You Better Deals in Malaysia?
Eloise Lau
- 7th November 2025
Malaysian shoppers face two major sales every November: the 11.11 sale (Singles’ Day) on 11 November and Black […]
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The Experts Corner
Apple Pay In Malaysia: Supported Banks, Merchants, And Setup Guide 
Eloise Lau
- 18th November 2025
Apple Pay launched in Malaysia back in 2023. Most major banks now support it, though acceptance varies across […]