The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
Post Image
The Experts Corner
How Balance Transfers Work In Malaysia And When To Use Them
- 4th December 2025
A balance transfer means moving your credit card debt to a different card that charges little to no […]
Post Image
The Experts Corner
Why Was Your Loan Or Credit Card Application Rejected?
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
Post Image
The Experts Corner
Malaysia’s New Consumer Credit Act Explained
- 1st December 2025
The Consumer Credit Act 2025 is Malaysia’s new law designed to regulate the country’s credit landscape. Six types […]
Post Image
The Experts Corner
Average Salary In Malaysia [2025]: By Industry And Experience
- 28th November 2025
The median monthly salary for Malaysia’s formal sector hit RM3,000 in March 2025, a 5.5% increase from the […]
Post Image
The Experts Corner
How To Redeem Your Christmas Presents For Free 
- 28th November 2025
Christmas spending in Malaysia can add up fast. Between gifts, gatherings, and year-end festivities, December often becomes the […]
Post Image
The Experts Corner
How To Talk Money With Your Partner Without It Turning Into A Fight
- 28th November 2025
Mei walks into the flat after work and spots a new gaming mouse on Adam’s desk. Adam looks […]
Post Image
The Experts Corner
New vs Used Car Loans: Which Is Better For You?
- 27th November 2025
If you’re deciding between a new or used car, understanding how financing differs between the two can help […]
Post Image
The Experts Corner
How Grab PayLater Works In Malaysia
- 27th November 2025
Grab PayLater has become one of Malaysia’s most popular Buy Now, Pay Later services, offering interest-free payment splitting […]
Post Image
The Experts Corner
That ‘Free’ Mobile Game Just Cost Me More Than My Electricity Bill
- 26th November 2025
*As Told To RinggitPlus. My phone bill arrived last Tuesday, and something was off. The total was RM100 […]
Post Image
The Experts Corner
How Your Credit Score Affects Loan Applications
- 26th November 2025
You’ve been paying your bills on time, your salary is stable, but your personal loan application just got […]
Load More
Chevron
Most Viewed Articles
Post Image
The Experts Corner
A Guide To The Private Retirement Scheme (PRS)
Denise Chan
- 19th November 2025
The PRS was introduced as an additional retirement investment scheme over and above EPF to help Malaysians better prepare for retirement. But is it really the thing for you? Here's a quick guide to help you decide.
Post Image
The Experts Corner
Why Was Your Loan Or Credit Card Application Rejected?
Christina Chandra
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
Post Image
The Experts Corner
11.11 vs Black Friday Guide: Which Sale Gets You Better Deals in Malaysia?
Eloise Lau
- 7th November 2025
Malaysian shoppers face two major sales every November: the 11.11 sale (Singles’ Day) on 11 November and Black […]
Post Image
The Experts Corner
Apple Pay In Malaysia: Supported Banks, Merchants, And Setup Guide 
Eloise Lau
- 18th November 2025
Apple Pay launched in Malaysia back in 2023. Most major banks now support it, though acceptance varies across […]