The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
What Percentage Of Your Salary Should Go To Rent In Malaysia?
- 19th January 2026
Rent is almost always your biggest monthly expense. The standard advice says up to 30% to 50% of […]
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The Experts Corner
The Ultimate Guide to Spring Cleaning Your Subscriptions And Saving Thousands For CNY 
- 16th January 2026
Chinese New Year is traditionally a time to clear out the old and make space for the new […]
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The Experts Corner
The Real Cost Of Living Solo In KL And Your Emergency Fund
- 16th January 2026
Moving out and living alone in Kuala Lumpur is a big milestone. Whether you’re a fresh graduate starting […]
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The Experts Corner
How To Deal With Debt Collectors In Malaysia
- 16th January 2026
Missing loan payments is stressful enough without harassment from debt collectors on top of it. Debt collection in […]
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The Experts Corner
How To File A Complaint With Bank Negara Malaysia
- 14th January 2026
Disputing a bank charge or following up on a rejected insurance claim can be exhausting. You contact customer […]
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The Experts Corner
How Minimum Balance Requirements Work In Malaysian Bank Accounts
- 13th January 2026
If you’ve spotted unexpected “service charges” or “fall-below fees” of RM5 to RM10 on your bank statement, you’ve […]
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The Experts Corner
CNY Meets Raya: Your Wallet Survival Guide For The Ultimate Festive Clash
- 9th January 2026
School supplies are barely paid off. Between uniforms, textbooks, and new shoes for kids who’ve outgrown last year’s […]
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The Experts Corner
What Is PCB And Why Is Tax Deducted From Your Salary Monthly
- 8th January 2026
If you have ever looked at your payslip and wondered why your take-home pay is less than your […]
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The Experts Corner
How Budget 2026 Affects Health Taxes and Reliefs You Can Claim
- 7th January 2026
Malaysians who spend on vaccinations, health screenings, and gym memberships can claim back more at tax time under […]
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The Experts Corner
What To Do Before Travelling To Avoid Your Credit Card Being Blocked
- 7th January 2026
Few things are more frustrating than having your debit card declined when you’re travelling and you know there’s […]
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Most Viewed Articles
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The Experts Corner
Why Was Your Loan Or Credit Card Application Rejected?
Christina Chandra
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
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The Experts Corner
Average Salary In Malaysia [2025]: By Industry And Experience
Eloise Lau
- 28th November 2025
The median monthly salary for Malaysia’s formal sector hit RM3,000 in March 2025, a 5.5% increase from the […]
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The Experts Corner
How Grab PayLater Works In Malaysia
Christina Chandra
- 27th November 2025
Grab PayLater has become one of Malaysia’s most popular Buy Now, Pay Later services, offering interest-free payment splitting […]
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The Experts Corner
How To Save Money On Foreign Transaction Fees When Using Your Credit Card Abroad
Christina Chandra
- 8th December 2025
Travelling overseas or shopping from international websites comes with hidden costs that catch many Malaysians off guard. Most […]