The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
Minimum Credit Card Requirements In Malaysia
- 21st January 2026
Getting a credit card in Malaysia comes down to meeting specific eligibility requirements set by Bank Negara Malaysia […]
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The Experts Corner
Questions To Ask Your Insurance Agent When Choosing Medical Insurance
- 20th January 2026
Buying medical insurance can feel overwhelming, especially when you’re comparing plans with different premiums, limits, and coverage. The […]
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The Experts Corner
What Percentage Of Your Salary Should Go To Rent In Malaysia?
- 19th January 2026
Rent is almost always your biggest monthly expense. The standard advice says up to 30% to 50% of […]
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The Experts Corner
The Ultimate Guide to Spring Cleaning Your Subscriptions And Saving Thousands For CNY 
- 16th January 2026
Chinese New Year is traditionally a time to clear out the old and make space for the new […]
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The Experts Corner
The Real Cost Of Living Solo In KL And Your Emergency Fund
- 16th January 2026
Moving out and living alone in Kuala Lumpur is a big milestone. Whether you’re a fresh graduate starting […]
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The Experts Corner
How To Deal With Debt Collectors In Malaysia
- 16th January 2026
Missing loan payments is stressful enough without harassment from debt collectors on top of it. Debt collection in […]
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The Experts Corner
How To File A Complaint With Bank Negara Malaysia
- 14th January 2026
Disputing a bank charge or following up on a rejected insurance claim can be exhausting. You contact customer […]
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The Experts Corner
How Minimum Balance Requirements Work In Malaysian Bank Accounts
- 13th January 2026
If you’ve spotted unexpected “service charges” or “fall-below fees” of RM5 to RM10 on your bank statement, you’ve […]
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The Experts Corner
CNY Meets Raya: Your Wallet Survival Guide For The Ultimate Festive Clash
- 9th January 2026
School supplies are barely paid off. Between uniforms, textbooks, and new shoes for kids who’ve outgrown last year’s […]
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The Experts Corner
What Is PCB And Why Is Tax Deducted From Your Salary Monthly
- 8th January 2026
If you have ever looked at your payslip and wondered why your take-home pay is less than your […]
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The Experts Corner
What Is PCB And Why Is Tax Deducted From Your Salary Monthly
Iman Aminuddin
- 8th January 2026
If you have ever looked at your payslip and wondered why your take-home pay is less than your […]
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The Experts Corner
The Ultimate RinggitPlus Guide To Klang Valley’s Best Ramadan Buffets in 2026
Eloise Lau
- 20th February 2026
Ramadan buffet prices in KL and the Klang Valley range from RM119 to RM318 per person, but the […]
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The Experts Corner
What Happens To Bank Accounts And Loans When Someone Dies In Malaysia
Eloise Lau
- 30th December 2025
When a family member passes away in Malaysia, their bank accounts get frozen, and their loans don’t disappear. […]
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The Experts Corner
Using Debit Cards For Malaysian Toll Payments
Christina Chandra
- 18th December 2025
There’s a decent chance you’ve been driving past a more convenient toll payment option without realising it. Those […]