The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
How To Check If Your EPF Savings Are Growing
- 9th December 2025
Every month, 11% of your salary disappears into your EPF account, matched by another 12-13% from your employer. […]
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The Experts Corner
How To Save Money On Foreign Transaction Fees When Using Your Credit Card Abroad
- 8th December 2025
Travelling overseas or shopping from international websites comes with hidden costs that catch many Malaysians off guard. Most […]
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The Experts Corner
Should You Give Your Family A Supplementary Credit Card? 
- 5th December 2025
Giving a family member a supplementary credit card sounds generous in theory. Say, your mum gets to shop […]
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The Experts Corner
How to Save RM100+ on Your Next Grocery Run
- 5th December 2025
Grocery prices have crept up over the past year, and most Malaysian families are feeling it at the […]
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The Experts Corner
Getting Pre-Approved For A Car Loan In Malaysia
- 5th December 2025
Buying a car is a major financial commitment for most Malaysians, often the second-largest purchase after a home. […]
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The Experts Corner
How Balance Transfers Work In Malaysia And When To Use Them
- 4th December 2025
A balance transfer means moving your credit card debt to a different card that charges little to no […]
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The Experts Corner
Why Was Your Loan Or Credit Card Application Rejected?
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
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The Experts Corner
Malaysia’s New Consumer Credit Act Explained
- 1st December 2025
The Consumer Credit Act 2025 is Malaysia’s new law designed to regulate the country’s credit landscape. Six types […]
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The Experts Corner
Average Salary In Malaysia [2025]: By Industry And Experience
- 28th November 2025
The median monthly salary for Malaysia’s formal sector hit RM3,000 in March 2025, a 5.5% increase from the […]
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The Experts Corner
How To Redeem Your Christmas Presents For Free 
- 28th November 2025
Christmas spending in Malaysia can add up fast. Between gifts, gatherings, and year-end festivities, December often becomes the […]
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Most Viewed Articles
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The Ultimate RinggitPlus Guide To Klang Valley’s Best Ramadan Buffets in 2026
- 20th February 2026
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Minimum Credit Card Requirements In Malaysia
- 21st January 2026
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Chinese New Year 2026: The Ultimate Guide to Huat Deals in Malaysia
- 6th February 2026
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Huat Ah! How To Send e-Ang Pows In Malaysia For CNY 2026
- 13th February 2026
Most Viewed Articles
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The Experts Corner
The Ultimate RinggitPlus Guide To Klang Valley’s Best Ramadan Buffets in 2026
Eloise Lau
- 20th February 2026
Ramadan buffet prices in KL and the Klang Valley range from RM119 to RM318 per person, but the […]
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The Experts Corner
Minimum Credit Card Requirements In Malaysia
Christina Chandra
- 21st January 2026
Getting a credit card in Malaysia comes down to meeting specific eligibility requirements set by Bank Negara Malaysia […]
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The Experts Corner
Chinese New Year 2026: The Ultimate Guide to Huat Deals in Malaysia
Eloise Lau
- 6th February 2026
From angpow to reunion dinners and festive shopping, Chinese New Year spending adds up quickly. The good news […]
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The Experts Corner
Huat Ah! How To Send e-Ang Pows In Malaysia For CNY 2026
Eloise Lau
- 13th February 2026
Every Chinese New Year, the same question pops up in family WhatsApp groups: “Eh, how to send e-ang […]