The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
Your Personal Budget 2026 Action Plan
- 17th October 2025
When Prime Minister Anwar Ibrahim tabled Budget 2026 on 10 October, he announced a restructuring of how government […]
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The Experts Corner
Malaysia’s E-Invoice System: What It Means For Your Tax Filing
- 13th October 2025
Malaysia’s new e-invoicing system has been rolling out since August 2024, and if you’re a freelancer or self-employed […]
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The Experts Corner
RMFLS 2025: A Deep Dive Into Credit Scores And Social Media’s Role in Financial Literacy
- 9th October 2025
Do you find yourself scrolling through social media to find the best deals? How about bingeing on in-depth […]
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The Experts Corner
How To Waive Alliance Bank Credit Card Annual Fees
- 8th October 2025
Alliance Bank has rolled out new rules on annual fee waivers that give cardholders more flexibility. The bank […]
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The Experts Corner
Smart Ways To Pay Off Your Debt Faster Without Breaking Your Budget
- 7th October 2025
You don’t need to eat Maggi mee for breakfast or cancel your Netflix subscription to pay off debt […]
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The Experts Corner
RMFLS 2025: The Malaysian Investment Portfolio Decoded
- 6th October 2025
What does a Malaysian’s investment portfolio look like in 2025? The answer varies significantly by age and gender. […]
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The Experts Corner
Beyond Your First Paycheck: How To Build Your Financial Safety Net
- 2nd October 2025
In our previous guide, we covered the essentials for handling your first salary, from setting up bank accounts […]
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The Experts Corner
How Millennials And Gen Z Get Loans Differently In Malaysia
- 29th September 2025
Getting a loan when you’re 25 is nothing like getting one when you’re 35. Malaysian banks have cottoned […]
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The Experts Corner
RON95 for RM1.99? Here’s How Every Malaysian Can Get It
- 26th September 2025
You’ve probably heard a lot of chatter about the new Budi95 fuel subsidy, and let’s be honest, it […]
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The Experts Corner
A Malaysian’s Guide To Waiving Credit Card Annual Fees
- 24th September 2025
Credit cards can be incredibly useful, offering rewards, cashback, and convenience. But many cards, especially those with better […]
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The Experts Corner
A Guide To The Private Retirement Scheme (PRS)
Denise Chan
- 19th November 2025
The PRS was introduced as an additional retirement investment scheme over and above EPF to help Malaysians better prepare for retirement. But is it really the thing for you? Here's a quick guide to help you decide.
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The Experts Corner
Why Was Your Loan Or Credit Card Application Rejected?
Christina Chandra
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
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The Experts Corner
11.11 vs Black Friday Guide: Which Sale Gets You Better Deals in Malaysia?
Eloise Lau
- 7th November 2025
Malaysian shoppers face two major sales every November: the 11.11 sale (Singles’ Day) on 11 November and Black […]
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The Experts Corner
Apple Pay In Malaysia: Supported Banks, Merchants, And Setup Guide 
Eloise Lau
- 18th November 2025
Apple Pay launched in Malaysia back in 2023. Most major banks now support it, though acceptance varies across […]