CIMB Petronas Platinum-i Credit Card

Be a Smarter Driver - Get 7% petrol cash rebates for all transactions made at PETRONAS nationwide and grab exciting discounts and offers on auto-related products and services.

CIMB Petronas Platinum-i Credit CardUp to 7% petrol cash rebates at Petronas every day!
Min. Income
RM2,000/month
Annual Fee
Free
Cashback
up to 7%
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Swipe your CIMB Petronas Platinum Credit Card at all PETRONAS stations nationwide to enjoy savings up to 7%, subject to purchases of RM3,000 and above. Additionally, you are also entitled to 3% savings for purchases below RM3,000. For other retail spending, get 0.2% unlimited cash rebates.

Cashback categoryCashback rateMonthly capSpend
Petronas Spend7%RM50from RM3,000 and above
Petronas Spend3%RM50up to RM2,999
Other Retail Spend0.2%uncappedany amount

Petrol

Up to 7% cash rebates on petrol and other purchases at any PETRONAS stations nationwide.

Travel

Enjoy up to RM1 million Travel Takaful Coverage when you charge the full fare of your airline tickets.

Travel CoverageSum Insured
Personal AccidentUp to RM6,000,000
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000

Premium

Exciting benefits, privileges and discounts on auto-related products and services at participating merchants such as RayTechCS.

Easy Payment Plans

Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to 40%

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.

Review

A cross-breed between travel and petrol credit card that everyone must have - CIMB PETRONAS Platinum Credit Card. 

Beat the RON97 and RON95 weekly price fluctuations with a generous cash rebate. 

Distance disappears when your journey gives you more returns!

Annual Fee Waiver

Owning a Platinum credit card usually requires a higher income level and comes with a steep annual fee, which can be offset with a few swipes per year.

CIMB understands what you're going through every day for 365 days, thus waiving the annual fee for its PETRONAS MasterCard. 

There is absolutely no condition requiring you to swipe the petrol cash rebate credit card in order to waive your annual fee.

7% PETRONAS Cash Rebates

More rewards, higher rebates and happier returns with every swipe of CIMB PETRONAS Platinum Credit Card at all PETRONAS stations nationwide.

If you spend more time on the road than in the office, you'll definitely consider signing up for this PETRONAS MasterCard.

You'd be surprised to learn that you can get up to 7% cash rebates on your PETRONAS spending. 

We're not only talking about lifting up the nozzle and fill in the tank, but also other spends in the PETRONAS Mesra shop.

There is a slight catch, however. To qualify for a 7% cash rebate, you need to make transactions worth RM3,000 and above on or before the statement date.

For a statement balance capturing spending below RM3,000, you will get 3% cash rebate - how's that for the win?

That's not all, you can also enjoy unlimited cash rebates of 0.2% on other retail spends. 

For this category, you can earn as many returns you want in a month. Except for PETRONAS spending, you can only get up to RM50 returns per month.

Auto Parts & Services Deals

Your co-branded CIMB card is also packed with additional features and benefits related to auto products and services.

For anyone who has a soft spot for car cosmetics, don't miss out on this perks. 

Get extra discounts and amazing offers for your car tint services at RayTechCS.

CIMB Retail & Dining Privileges

Waiting for a year-end sale can take your youth away. 

Sign up for a Platinum credit card to enjoy all year round promotions, offers, deals, discounts and gifts at selected CIMB retail, travel and dining establishments.

There are a host of partners providing a myriad of products and services ranging from health & beauty, department stores, golf club, travel and education under Retail Privileges.

For Dining Privileges, you can explore Halal epicurean cuisine, desserts and fine dining experience at selected renowned hotels regionally such as HIlton Hotels, St. Regis Hotels and Eastin Hotels, among others.

Line of Credits

CIMB PETRONAS Platinum Credit Card does not only ensure that you'll receive extra mileages and greater fuel savings, but can also serves as your credit lifeline in times of needs via 3 unique line of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite