CIMB Petronas Platinum-i Credit Card

Be a Smarter Driver - Get up to 7% cash rebates for transactions made at PETRONAS nationwide with the Setel app, and grab exciting deals on auto-related products & services.

CIMB Petronas Platinum-i Credit Card7% cashback for any Petronas purchase
Min. Income
RM2,000/month
Annual Fee
Free
Cashback
up to 7%
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Enjoy 7% cash rebates on Setel transactions and 5% cash rebates on all PETRONAS spends nationwide, subject to purchases of RM1,500 and above. 3% cash rebates for purchases below RM1,500. For other retail spending, get 0.2% unlimited cash rebates.

Cashback categoryCashback rateMonthly capStatement Balance
Setel Spend7%RM30from RM1,500 up to
Petronas Spend (Card)5%RM30from RM1,500 up to
Petronas Spend (Card)3%RM30 up to RM1,500
Other Retail Spend0.2%uncappedany amount

Petrol

Get a 7% cash rebate on payments made via Setel App at PETRONAS stations every day. Paying for your fuel and shopping at PETRONAS via physical card gets you 5% cashback.

Travel

Enjoy up to RM1 Million Travel Takaful Coverage when you charge the full fare of your airline tickets.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000

Premium

Exciting benefits, privileges and discounts on auto-related products and services at participating merchants such as CARS International, and Raytech Tinting.

Easy Payment Plans

Enjoy interest-free instalment and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to 40%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.

Review

A cross-breed between travel and petrol credit card that everyone must have - CIMB PETRONAS Platinum Credit Card. 

Beat the RON97 and RON95 weekly price fluctuations with a generous cash rebate. 

Distance disappears when your journey gives you more returns!

Get PETRONAS Cash Rebates with CIMB Petronas Platinum-i Credit Card

More rewards, higher rebates and happier returns with every swipe of the CIMB PETRONAS Platinum Credit Card at all PETRONAS stations nationwide.

If you spend more time on the road than in the office, you'll definitely consider signing up for this PETRONAS MasterCard.

You'd be surprised to learn that you can get up to 7% cash rebates on your Setel spending.

We're not only talking about lifting up the nozzle and filling in the tank but also other spends in the PETRONAS Mesra shop.

There is a slight catch, however. To qualify for a 7% cash rebate, you need to make transactions worth RM1,500 and above on or before the statement date.

For a statement balance capturing spending below RM1,500, you will get a 3% cash rebate - how's that for the win?

That's not all, you can also enjoy unlimited cash rebates of 0.2% on other retail spending. For this category, you can earn as many returns as you want in a month. 

Except for PETRONAS spending, you can only get up to RM30 returns per month.

Annual Fee Waiver

Owning a Platinum credit card usually requires a higher income level and comes with a steep annual fee, which can be offset with a few swipes per year.

CIMB understands what you're going through every day for 365 days, thus waiving the annual fee for its PETRONAS MasterCard. 

There is absolutely no condition requiring you to swipe the petrol cash rebate credit card in order to waive your annual fee.

CIMB Promotion - Auto Parts & Services Deals

Your co-branded CIMB card is also packed with additional features and benefits related to auto products and services.

For anyone who has a soft spot for car cosmetics, don't miss out on these perks. 

Get extra discounts and amazing offers for your car services at CARS International, and Raytech Tinting - 15% off Car Window Tinting Services (click here for a list of participating outlets).

For CARS International offers, check out the table below. For participating merchants, click here.

DiscountItemsExpiry Date
40% off3 Steps (Lacquer, Polish & Nano) at RM250
Normal price: RM418
31 Dec 2022
25% offPremium Service HAADO Coating at RM900
Normal price: RM1,200
31 Dec 2022
25% offPremium Service Graphene Coating at RM1,350
Normal price: RM1,800
31 Dec 2022
15% offCars Gold - Loyalty Program at RM807.50
Normal price: RM950
31 Dec 2022

CIMB Retail & Dining Privileges

Waiting for a year-end sale can take your youth away. 

Sign up for a Platinum credit card to enjoy all year-round promotions, offers, deals, discounts and gifts at selected CIMB retail, travel and dining establishments.

There are a host of partners providing a myriad of products and services ranging from health & beauty, department stores, golf clubs, travel and education under Retail Privileges.

For Dining Privileges, you can explore Halal epicurean cuisine, desserts and fine dining experience at selected renowned hotels regionally such as Hilton Hotels, St. Regis Hotels and Eastin Hotels, among others.

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