CIMB Enrich Platinum MasterCard credit card

CIMB Enrich Platinum MasterCard

The best platinum credit card for travel benefits. Earn unlimited Bonus Miles and have them converted into Enrich Miles to redeem free flights!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 1x reward point 

Apply online now for CIMB Enrich Platinum MasterCard

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Enjoy great rewards whenever you spend with your CIMB credit card. Every RM4 you spend both locally and overseas will earn you 1 Bonus Miles. Exchange every 1000 Bonus Miles you earn to 1000 Enrich Miles.
CIMB Bonus Miles
EarnSpent
1 point on every RM4on overseas retail
1 point on every RM4on local retail
Your CIMB Bonus Miles earned expires in  3 years
Balance Transfer
CIMB Balance Transfer offers interest rates from 5.99% and payment terms up to 12 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
WIth CIMB 0% Easy Pay, you get to enjoy up to 36-months of interest free repayments for your shopping.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Travel
Looking to travel? Let CIMB Bank give you peace of mind with up to RM1,000,000 in Travel insurance coverage.
Travel CoverageSum Insured
Personal AccidentUp to RM1000000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM1000
Delayed LuggageUp to RM1000
Premium
Enjoy 2x Complimentary access annually to Malaysia Airlines Golden Lounge with your CIMB Enrich Platinum MasterCard.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM5000

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Enrich Platinum MasterCard review

What's so good (or not so good) about it?

Benefits on and off the ground! CIMB Enrich Platinum MasterCard is the best credit card for earning Malaysia Airlines Enrich Miles. 

Goodbye Fees!

As enriching as its name, this card is graced with no annual fees for both principal and supplementary cards. So go ahead and save while you spend.

Bonus Miles Rewards

Let the rewards keep rolling in! Consolidate your daily expenses such as dining and shopping on this card and earn 1 Bonus Miles for every RM4 spent. You get to earn on not only local but overseas transactions too!

Not good enough for you? Well now you can now convert your Bonus Miles into Enrich Miles on a one to one conversion rate. Please take note you can only conversions to Enrich Miles every 1,000 Bonus Miles.

FREE Flights to Your Favorite Destinations

You can redeem your complimentary free flights to hundreds of travel destinations on any class of travel with CIMB Enrich Platinum MasterCard. Besides, with Enrich Miles collected, you can also use it for flight upgrades - from economy class all the way to first class. You know what? Enrich Miles are as good as cash. 

Be rewarded with exclusive 2x Golden Lounge access when you fly with Malaysia Airlines. Present your Malaysian Airlines Boarding Pass and Golden Lounge Vouchers and experience true Malaysian hospitality at these participating Lounges, KLIA International, KLIA Regional, KLIA Domestic, London, Melbourne, Penang, Kota Kinabalu, and Kuching. My gosh that's alot of flight privileges!

CIMB Dining and Shopping Privileges

Discover more fascinating offers and privileges for your shopping and dining. Deals and discounts of up to 20% are ready for you when you use your CIMB Enrich Platinum MasterCard to dine and shop. 

Protection Plan

Travel Accident Insurance with coverage of up to RM1,000,000 when charging your flight arrangements to this credit card. You'll also enjoy double cover up to RM2,000 for flight delays, missed flight connections, luggage delay and luggage loss when you charge your family's flight tickets to your CIMB Enrich Platinum credit card.

There is also Creditor Protection Plan that will give you greater freedom every time you spend. Rest assured that your family will be free from the burden of paying your credit card bills should the unexpected happen - injury? Death? CIMB has got you covered.

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