CIMB Enrich Platinum MasterCard

The best platinum credit card for travel, giving you unlimited Bonus Miles that can be converted into Enrich Points for free flights redemption!

CIMB Enrich Platinum MasterCardAir miles and zero annual fee
Min. Income
Annual Fee
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Big rewards with your CIMB credit card. Every RM4 you spend both locally and overseas will earn you 1 Bonus Mile. Exchange every 1000 Bonus Miles your earn to 1000 Enrich Points.

CIMB Bonus Miles
1 point on every RM4on all overseas retail spends
1 point on every RM4on all local retail spends


Charge your full airline tickets to CIMB Enrich Platinum Credit Card to be covered with up to RM1 Million travel insurance. Get 3x complimentary access annually to Malaysia Airlines Golden Lounge worldwide.* Buy your souvenirs at The ZON Duty Free outlets to get 10% off. *Malaysia Airlines Golden Lounge e-voucher(s) are issued to the Principal Cardholder only. From 1 March 2021 to 30 November 2021, the Principal Cardholder will receive 1x lounge access per quarter with minimum quarterly spend of RM3,000, capped at 3x lounge access per Principal Cardholder.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Discover amazing privileges and exclusive deals when you shop, dine or travel. Do check out CIMB Deals for more enticing details!

Balance Transfer

Consolidate all your credit card outstanding balances to your brand new CIMB Enrich Platinum MasterCard to enjoy lower interest rate at 5.99% p.a. for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Up to RM5,000
Contact-less Payment Methods
MasterCard PayPass


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy to apply balance transfer plan with no supporting documents needed.


Unlimited Bonus Miles with CIMB Enrich Platinum MasterCard

Let the rewards keep rolling in! 

Consolidate your daily expenses such as dining and shopping in CIMB Enrich Platinum MasterCard to earn Bonus Miles, a reward point that allows you to redeem free flight tickets from Malaysia Airlines. 

For every RM4 spent on retail purchases locally and overseas, you will earn 1x Bonus Miles. Not good enough for you? 

Well, now try converting your accumulated Bonus Miles into Enrich Points on a one to one conversion rate: 1,000 Enrich Points for every 1,000 Bonus Miles.

Collect enough Bonus Miles, you could be flying in, if not Business, the First Class in your upcoming business or leisure trip as you Bonus Miles can also be used to upgrade your coach!

ZERO Annual Fee

As enriching as its name, this card is graced with zero annual fees for both principal and supplementary cards. 

So go ahead and save while you spend!

CIMB Enrich Platinum MasterCard - 3x Access to MAS Golden Lounge

Claiming free flight tickets is only the prelude to an exclusive journey; the real journey begins when you reached the Kuala Lumpur International Airport (KLIA).

By flashing your CIMB Enrich Platinum MasterCard, original Golden Lounge voucher, NRIC and boarding pass, you can enjoy up to 3x access to Malaysia Airlines Golden Lounge domestically, regionally and internationally, which are located at:

  • KLIA Domestic
  • KLIA Regional
  • KLIA International
  • London
  • Kota Kinabalu
  • Kuching

Whether it is prior to departure or while transiting, you can take time to relax and unwind in comfort and privacy from the hustle bustle.

CIMB Priority Services

With this CIMB credit card, your cross-border traveling will be enhanced with preferential treatments and privileges, brought exclusively by Malaysia Airlines and CIMB:

CategoryDescriptionService Provider
Travel3x complimentary access to MAS Golden Lounge worldwideMalaysia Airlines
TravelDedicated travel assistance and exclusive airlines dealsCIMB Premier Travel Desk

These top-notch services don't end just there. 

CIMB Enrich Platinum MasterCard extends the privileges to a slew of dining, shopping and travel benefits and offers, courtesy of CIMB Credit Card Privileges.

Line of Credits

This CIMB credit card does not only ensures you're living in an exclusive lifestyle, but can also serve as your credit lifeline in times of needs via 3 unique line of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite

Free Travel Insurance from CIMB Enrich Platinum MasterCard

Receive an automatic travel insurance coverage up to RM1 million whenever you charge full airline tickets to your CIMB Enrich World MasterCard. 

The insurance coverage also includes travel inconveniences such as lost baggage or flight delay.

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