CIMB Enrich World MasterCard credit card

CIMB Enrich World MasterCard

A truly travel credit card gives you 8x access to MAS golden lounge, Enrich Miles conversions, exclusive golf privileges and complimentary insurance coverage.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM588.00 annual fee
  • Earn up to 1x reward point 

Apply online now for CIMB Enrich World MasterCard

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Because you should be rewarded for giving the bank your business

Redeem 1,000 Enrich Miles with 1,000 Bonus Miles - spend on all retails overseas and locally, you will earn 1x Bonus Mile. Bonus Miles can also be used to offset your Annual Fee.
CIMB Bonus Miles
1 point on every RM1on all overseas retail spends
1 point on every RM3on all local retail spends
Your CIMB Bonus Miles earned expires in  3 years
Balance Transfer
Consolidate all your credit card outstanding balances to your brand new CIMB Enrich World MasterCard to enjoy lower interest rate at 5.99% p.a. for up to 12 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Travel with peace of mind when you charge full airlines tickets to your CIMB Enrich World MasterCard as you will be covered with up to RM1 million travel insurance, including travel inconveniences. Communicate your travel needs to a dedicated CIMB Premier travel desk.
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM1000
Delayed LuggageUp to RM1000
Exclusive access to MAS golden lounge at selected airport worldwide up to 8x per year for principal cardholders and priority booking 4 hours ahead of promotions. That's not all, you can tee-off at your favorite golf courses up to 4x in a year for a limited time only!

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Waived when when you spend RM500,000 a year. 50% waiver when you spend RM250,000 - RM499,999
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Enrich World MasterCard review

What's so good (or not so good) about it?

The CIMB Enrich World MasterCard is a card that rewards its cardholders with fantastic Enrich Miles packages and exclusive travel privileges.

Enrich Miles

With CIMB Enrich World MasterCard, cardholders can earn 1 Bonus Miles for every RM1.50 charged to this credit card overseas. For local retail purchases, earn 1 Enrich Miles for every RM3 spent.

Collect and convert Bonus Miles into Enrich Miles to redeem Malaysia Airline Flight tickets. Simply choose a destination and travel away no expense charged!

Airport Lounge Access

The prestige of CIMB Enrich World MasterCard enables cardholders to travel in style. They are entitled to 8x exclusive Malaysia Airlines Golden Lounge at KLIA and other various international airports. Once there, relax, unwind and enjoy world-class food & beverage as well as facilities.

Golfing in Asia

If you are an avid golfer, then you are in for a treat as a CIMB Enrich World MasterCard cardholder. You will receive complimentary access to some of the world’s renowned golf courses located in Malaysia, Singapore and Indonesia.

Travel Insurance

Protection for the whole family. Just swipe your CIMB Enrich World credit card on all flight tickets and enjoy flight delay, flight misconnections, luggage delay and luggage loss benefits of up to RM2000 for your family. Just RM1000 cover when flying solo.

Other Travel Perks    

The travel needs of CIMB Enrich World MasterCard cardholders are also well taken care of with the Dedicated CIMB Premier Travel Desk Services. This travel assistance centre will help you book your hotels or travel packages and provide any information you need on your destination to ensure that you are well prepared for your trip.

Annual Fee Waiver

Get your annual fee waived when you spend on this card. For a 50% waiver charge between RM250,000 and RM499,999 a year. Or if you'd like, charge RM500,000 and above to say goodby to the annual fee all together!

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