What is AIA A-Life Med Regular all about?
The AIA A-Life Med Regular is a standalone medical insurance plan which covers you up to 100 years of age for hospital and surgical expenses, with no lifetime limit or co-insurance.
You'll get a medical card with your policy to allow for fast and hassle-free hospital admissions and discharge at AIA panel hospitals - because the last thing you want to do is fill-up pages upon pages of documents!
Tell me more about the additional benefits?
There'll be no co-insurance or deductible with your AIA A-Life Med Regular! Your hospital bills will be paid in full, without any sneaky out-of-pocket charges. However, your insurance pay-outs will be subjected to your annual limit.
On the subject of limits, while you may have an annual limit, there'll be no such thing as a lifetime limit with this AIA medical insurance card. Rest assured that your family's needs will be taken cared of, for life.
Will AIA pay for overseas hospital bills?
There's no doubt about it! With the Referral Emergency Assistance (REA) Programme, you'll get emergency evacuation and repatriation back to Malaysia if you fall ill while abroad. That means if you get seriously sick while on holiday, AIA can pay for your immediate flight back home!
There's also the Travel Assistance Programme that'll help you with your holiday arrangements by providing you with important need-to-knows about your passport, visa, vaccination requirements, and help you to relay messages to your family during an emergency.
Does this plan provide outpatient benefits?
Yes, you'll receive outpatient hospitalisation benefits for kidney dialysis treatment, physiotherapy, organ transplant, as well as accidental injury and medical treatment.
Who's eligible for this AIA medical insurance card?
You can insure your child as soon as they're 14 days old with the AIA A-Life Med Regular. For adults, anyone below the age of 70 can sign-up for for this comprehensive insurance package.
You can renew your insurance policy as long as you're below the age of 100 - that's a mighty long time as far as insurance coverage goes!
Can I include my family members in my policy?
Yes, AIA will allow you to do so. You can choose to extend your policy coverage to your immediate family members - that includes your spouse and children. Each AIA A-Life Med Regular family plan allows for a maximum of 4 children to be protected.
How much is the insurance premium?
Your premium payments will depend on your age, gender, occupation risk class and type of plans. If your premium is set to change within your policy period, AIA will send a written notice 3 months prior to inform you of the revision in price.
Am I eligible for income tax relief?
Again, a resounding yes! The premiums paid for this plan can qualify you for a personal income tax relief of up to RM3,000.