What is AIA A-Life Med Regular all about?
AIA A-Life Med Regular is a standalone medical insurance policy that provides comprehensive medical coverage and easy access at AIA panel hospitals across Malaysia.
Stay insured through the best years of life with renewals till 100 years of age and no lifetime limit, or worry about any co-insurance payments when you make a claim - there aren't any!
Tell me more about the additional benefits?
There are no co-insurance payments or deductibles with AIA A-Life Med Regular so your claimable hospital charges will be paid in full, without any sneaky out-of-pocket charges. However, all medical benefit pay-outs are subject to your annual limit.
On the subject of limits, while you may have an annual limit, there will be no lifetime limit with this AIA medical insurance card. Rest assured that your family's medical essentials will be taken cared of, for life.
Will AIA pay for overseas hospital bills?
Enjoy worldwide cover for up to 90 days for travel outside of Malaysia, Singapore and Brunei because overseas hospital room and board is covered under this medical plan.
There's also the Travel Assistance Programme that'll help you with your holiday arrangements by providing you with important need-to-knows about your passport, visa, vaccination requirements, and help you to relay messages to your family during an emergency.
Does this plan provide outpatient benefits?
Yes, you'll receive outpatient benefits for kidney dialysis and cancer treatment, as well as emergency accidental outpatient treatment and dental.
Who's eligible for this AIA medical insurance card?
Insure your child as soon as they're 14 days old with the AIA A-Life Med Regular. For adults, anyone below the age of 70 can sign-up for for this comprehensive insurance package.
You can renew your medical insurance policy as long as you're below the age of 100 - that's a mighty long time as far as insurance coverage goes!
Can I include my family members in my policy?
Yes, AIA will allow you to do so. You can choose to extend your policy coverage to your immediate family members - that includes your spouse and children. Each AIA A-Life Med Regular family plan allows for a maximum of 4 children to be protected.
How much is the insurance premium?
Your premium payments will depend on your age, gender, occupation risk class and type of plans. If your premium is set to change within your policy period, AIA will send a written notice 3 months prior to inform you of the revision in price.
Am I eligible for income tax relief?
Again, a resounding yes! The premiums paid for this medical insurance policy can qualify you for a personal income tax relief of up to RM3,000.