Allianz MediSafe Infinite+ Medical Card

Enjoy flexible deductible levels, no lifetime limit, extensive cancer treatment & pregnancy coverage with Allianz MediSafe Infinite+ Medical Card.

Allianz MediSafe Infinite+ Medical Card
Annual Limit
up to RM2.5m
Lifetime Limit
No limit
Room & Board
up to RM500
Coverage Age
From 14 weeks into pregnancy
No. of Panel Hospitals
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM850k up to RM2.5m
Lifetime Limit
No limit
Pre-Hospitalisation Diagnostic Tests
As charged 
Room & Board
from RM150 up to RM500up to 150 days per disability
Surgical Fees
As charged 
Pre-Hospitalisation Consultation
As charged 
Diagnostic Tests and Specialist Consultation
from RM10k up to RM40kgenomic test for cancer (per lifetime)
Second Medical Opinion
As charged up to RM2kper year
Intensive Care Unit (ICU)
As charged 
Hospital Services and Supplies
As charged 
Day Care Surgery
As charged max 150 days per confinement
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged max 2 visits per day
Post-Hospitalisation Treatment
As charged 
Outpatient Kidney Dialysis Treatment
As charged 
Outpatient Cancer Treatment
As charged 
Organ Transplant
As charged 
Emergency Accidental Outpatient Treatment
from RM1.5k up to RM5kincludes 30 days follow up treatment from date of accident.
Ambulance Fees
As charged 
Hospital Cash Benefit
from RM75 up to RM300optional benefit
Home Nursing Care
includes care services from State-registered nurses. Up to 180 days per lifetime.
Medical Report Fee
As charged up to RM200
Traditional Medical Treatment
from RM1.5k up to RM5kwithin 30 days following discharge from hospital. 1 visit per day reimbursable, from RM150 up to RM500 per day.


Additional benefits with this insurance

Investment Linked Plan
Up to RM30,000
Hospital Accommodation
Up to 150 days

How to Claim

Who do I contact if I have a question or emergency?

Allianz Customer Care Hotline

To make a claim with Allianz you will need a few things per the list below. But before that you will need to get a claim form to fill in, this will be your ticket into getting your claims approved.

  • Medical Report
  • Original Bills and Receipts
  • Police Report if applicable
  • Copy of NRIC

You will need to compile all these documents along with your claim form, and head on over to the nearest Allianz branch or hand it off to the Agent. You will need to have a copy of your business registration if you are making a claim on behalf of a company.


Minimum Entry Age
At least 14 gestational weeks of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 100 years of age

More Information

What is Allianz MediSafe Infinite+ Medical Card?

MediSafe Infinite+  is a comprehensive medical card by Allianz insurance that you can trust to give you the coverage you will need. 

This plan is attached to Allianz PowerLink, an investment-linked insurance plan that allows you to consolidate your health and life protection needs under one policy. 

How it works is: sign up for Allianz PowerLink, then include MediSafe Infinite+ as a rider, and voilà you have a whole new policy with ONE premium.

What are the perks of this medical insurance?

One of the perks that come with MediSafe Infinite+ is that you have NO lifetime limit. You will also have access to a high overall annual limit with this policy.

Once you purchase this policy, you will get a medical card for hassle-free admissions. Simply present your card at any panel hospital and let Allianz’s Managed Care Organisation do the rest. 

There is an extensive list of panel hospitals that you can check out to find the one closest to you.

During your hospitalisation, your loved ones will be able to request a lodger bed to be placed in your room so that they can care for you overnight. 

All lodger expenses will be reimbursed up to the lodger benefit daily limit based on your chosen plan.

Another perk that you might want to take note of is the no claim bonus. For every 3 years that you do not make a claim, you'll earn a 10% increase to the hospital room and board covers.

No claim benefits include no claim refund:

No Claim PeriodNo Claim Refund
1 consecutive Policy Year10%
2 consecutive Policy Year15%
3 or more consecutive Policy Years20%

No Claim Refund - % of Cost of Insurance Paid which does not include Managed Care Fee of Preceding Policy Year

What does this Allianz insurance policy cover?

Like most, this policy covers eligible expenses incurred for hospitalisation, surgery and outpatient treatment. You'll be allowed to claim for pre- and post- hospitalisation medical bills.

This policy also comes with selected outpatient care benefit which includes kidney dialysis and if you come down with dengue or typhoid fever. 

On top of that, you will also get reimbursement for alternative treatments and a second medical opinion should you need them.

This Allianz medical insurance has additionally extended their outpatient cancer coverage to include new treatments such as targeted therapy, hormonal therapy and immunotherapy. 

With the extended cancer coverage, you will gain access to genomic testing for cancer which will help doctors identify treatments most suitable for you.

If you get the plan with Allianz PowerLink, you will also have life protection coverage along with other additional coverage plans depending on the riders you select.

Is there a value-added service?

Yes - the Global Expert Medical Opinion gives you, the Life Assured access to top experts from around the world to facilitate medical decision making. 

A licensed doctor will be assigned to conduct a thorough clinical conversation, collect all available medical information and identify top experts to provide an independent assessment. 

You can contact Allianz to utilise this value added service.

How do premiums work?

The Allianz medical card comes with 7 plans for you to choose from, making it available for everyone who needs medical coverage. 

This way you can decide how much you want to be covered for and the premiums that you are willing to pay.

Your premium will be based on individual factors such as age and gender. This plan gives you the freedom to customise your coverage and premium to suit your protection needs and budget.

So even when you have it attached with Allianz PowerLink plan you still only have to pay one premium.

What are deductible options?

Other than zero deductible plan, you have the flexibility to choose from 3 deductible levels with Retirement Option at 60 years old. 

  • Level 1: RM5,000
  • Level 2: RM10,000
  • Level 3: RM30,000

Plans with a deductible can be utilised as an additional layer of protection on top of the coverage provided by existing insurance coverage. 

It also provides you up to 70% savings on the Cost of Insurance.

Who can apply for Allianz MediSafe Infinite+ Medical Card?

One of the perks of Allianz MediSafe Infinite+ Medical Card is that it has a high entry age, where you can apply for the policy as young as 15 days old, up to 70 years old. 

Please note that if you choose to go with Retirement Option at 60 years old, the maximum entry age is 59 years old. 

Enjoy guaranteed renewable coverage term until the maximum age of 100 years.

Additionally, if you are a mother-to-be, you can gift your preborn child early protection from 14 weeks to 35 weeks into the pregnancy with similar guaranteed renewable coverage terms up to 100 years old.

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