27 Apr - 2 min read
Being an adult can be so much fun, especially when your shiny credit card is there to pick up the tab. However, if you aren’t managing your credit card expenses well enough, you could very likely end up with a less than satisfactory credit history.
Regrettably, people with sullied credit are at a disadvantage when it comes to loan approvals and favourable financing terms.
The good news is that it’s really quite easy to be a part of the coveted ‘good credit’ crowd, just follow these tips to keep your credit in great shape:
As a final but very important note, make sure that the card (or cards) you carry applies to your lifestyle. This means making sure that the rewards and promotions attached to the card match your spending habits.
Bonus Tip: If you plan to use your card for emergencies only, look for one that comes with zero annual fees, or if you like swiping for retail and grocery shopping, get a card with the highest cashback rebates.
This way, you’ll be able to save on paying excess fees while racking up good discounts and promotions.
Looking for a card that is just right for you? Come on and let our credit card comparison tool help you with your search.
Do you have more tips on maintaining good credit card habits? Go ahead and share away in the comment section below!