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Heeral Bhatt

19 posts
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  • 3 minute read
DDebt Management

Tips to Help You Pay Off Your PTPTN Student Loan

  • byHeeral Bhatt
  • 25th January 2019
Graduated but piled up with PTPTN debt? Here are a few tips to manage the repayment of your student loan effectively.
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  • 4 minute read
BBudgeting & Saving

4 Ways Advertisers Get You to Spend (and How to Beat Them!)

  • byHeeral Bhatt
  • 4th December 2018
Advertising has been around in many forms for centuries. But although times have changed, some fundamental tactics remain the same. We identify the 4 most common ways advertisers get you to spend and how to avoid the trap!
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  • 4 minute read
PPersonal Finance News

The Freelance Career – A Brief Guide for First Timers

  • byHeeral Bhatt
  • 24th July 2015
Flexible working hours, and working from home...That sounds like heaven doesn't it? If you have decided to turn to a career in freelance for the first time, here is a brief guide to make the most out of your chosen career path.
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  • 3 minute read
DDebt Management

Dealing with Money Requests When You’re Broke

  • byHeeral Bhatt
  • 23rd July 2015
When a loved one asks for money its seems almost impossible to bluntly refuse, even when you are truly strapped for cash yourself. Here are a few alternatives you can take besides outright lending them money.
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  • 4 minute read
BBudgeting & Saving

Watch Out for These 6 Hidden Hotel Charges

  • byHeeral Bhatt
  • 22nd July 2015
Hotels provide lavish luxuries for the ultimate vacation comfort. However, it sometimes costs more than you realise through veiled fees and charges. We take a look at some of the most common extra charges.
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  • 3 minute read
BBudgeting & Saving

5 Money Saving Clothes Shopping Tips For Women

  • byHeeral Bhatt
  • 15th July 2015
Last minute shopping for Raya is in full swing but so are the attempts to get you to buy more than you should. Get more for your money with our tips to saving money on clothes shopping.
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  • 5 minute read
HHousehold Budgeting

8 Easy Tips to Get More Value From Grocery Shopping

  • byHeeral Bhatt
  • 10th July 2015
Are you getting ready for last minute Raya grocery shopping this weekend? If so, get more for your money by keeping these 8 tips in mind.
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  • 4 minute read
BBudgeting & Saving

Teaching Your Child Real World Money Lessons

  • byHeeral Bhatt
  • 24th June 2015
Stuck on how to teach your child real money lessons to equip them for the future? We've listed 4 real world simulations to help teach them about money beyond the usual verbal lesson.
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  • 4 minute read
BBudgeting & Saving

Questions to Ask Before Deciding to Retire Early

  • byHeeral Bhatt
  • 17th June 2015
Tired of your stressful working life and are looking forward to the sweet feeling of retirement? Here are a few questions to ask yourself before making the decision to give up work and take it easy.
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  • 4 minute read
BBudgeting & Saving

Saving Tips for the Already Stretched Spender

  • byHeeral Bhatt
  • 10th June 2015
Do you think your finances are already at breaking point, hence your lagging savings pile? Here are a few tips that may help you build a savings. As the saying goes: "Sikit-sikit, lama-lama jadi bukit."
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