CCRIS

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CCRIS
Your First Home Loan: A Step-by-Step Guide For New Homebuyers
- 18th July 2025
Buying your first home in Malaysia is an exciting journey! Getting your home loan approved is a crucial […]
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CCRIS
How To Improve Your Credit Score For Credit Card Approval
- 5th July 2025
Understanding and improving your credit score is essential when you want to apply for a credit card in […]
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CCRIS
You Can Get A Free MyCTOS Report From Now Until 30 November 2024
- 20th September 2024
CTOS, Malaysia’s leading credit reporting agency, is partnering with RinggitPlus to offer Malaysians free MyCTOS Basic Report with […]
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CCRIS
BNM Imposes Penalty On 14 Banks, Financial Institutions For Data Reporting Oversights
- 7th May 2024
Bank Negara Malaysia (BNM) revealed that it had imposed administrative monetary penalty (AMP) of up to RM600,000 on […]
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CCRIS
CTOS Offers Free MyCTOS Reports Until 21 March 2024
- 21st February 2024
Credit reporting agency CTOS is once again running its CTOS Cares campaign this year, enabling new customers who […]
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CCRIS
CIMB Partners With CTOS, Sun Life To Introduce Enhanced ASB Financing Solution
- 15th June 2023
CIMB Bank and CIMB Islamic Bank have partnered with credit reporting agency CTOS Data Systems and insurer Sun […]
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CCRIS
CTOS Receives BNM Approval To Have CCRIS Access Restored
- 18th November 2021
CTOS Data Systems Sdn Bhd (CTOS) has obtained permission from Bank Negara Malaysia (BNM) to restore its access […]
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CCRIS
BNM Restores CCRIS Access For Credit Reporting Agency Experian
- 26th October 2021
Experian Information Services has received approval from Bank Negara Malaysia (BNM) to once again access the Central Credit […]
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CCRIS
BNM: Extended Moratorium And Targeted Bank Assistance Will Not Be Recorded On CCRIS
- 29th July 2020
The government’s latest announcement on the extended moratorium and targeted bank assistance is definitely good news for borrowers […]
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CCRIS
Bank Negara Enables Faster Online Applications To Obtain Individual CCRIS Reports
- 3rd July 2020
Bank Negara Malaysia (BNM) has enabled online applications for individuals who wish to obtain their Central Credit Reference […]
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Frequently Asked Questions About Credit Cards
Guo Heng
- 28th June 2018
Do you have questions about credit cards or are you looking to apply for your first credit card? Check out our FAQ on credit cards for all the need-to-know information.
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Why Was Your Personal Loan Not Approved?
Desiree Nair
- 10th October 2018
Have you tried applying for the one loan that will solve your problems – and been rejected? Here are some of the reasons why this happened to you and what you can do from there.
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You Can Get A Free MyCTOS Report From Now Until 30 November 2024
Eloise Lau
- 20th September 2024
CTOS, Malaysia’s leading credit reporting agency, is partnering with RinggitPlus to offer Malaysians free MyCTOS Basic Report with […]
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Should You Pay Off Your PTPTN Debt With Your EPF Money?
Syaza Abd Jani
- 22nd February 2017
One of the ways you can use your EPF is to pay off your student debt or PTPTN. But is this a good idea to do? Let's find out!