The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
Post Image
The Experts Corner
CNY 2026: What’s The Wealth And Career Prediction For Your Zodiac Sign?
- 30th January 2026
Angpow packets are being stuffed, pineapple tarts are disappearing from tins, and your relatives are already preparing their […]
Post Image
The Experts Corner
STR: How To Get Free Medical Coverage If Your Household Earns Below RM5,000
- 30th January 2026
Most families don’t realise it, but the government can cover your GP visits, medical equipment, and even critical […]
Post Image
The Experts Corner
Where Should You Exchange Currency Before Travelling?
- 29th January 2026
Planning a trip abroad involves more than booking flights and hotels. How you access and exchange money can […]
Post Image
The Experts Corner
How SJKP Helps First-Time Buyers Without Fixed Income
- 28th January 2026
Getting a home loan in Malaysia without a fixed income has traditionally been an uphill battle. Banks want […]
Post Image
The Experts Corner
Credit Card Balance Transfer Application Process Explained
- 27th January 2026
If your credit card debt is growing and interest is eating into your payments, a balance transfer can […]
Post Image
The Experts Corner
What Happens If You Can’t Pay Your Debt In Malaysia
- 26th January 2026
Sometimes a loan payment that used to be manageable suddenly feels out of reach. Maybe unexpected bills arrive, […]
Post Image
The Experts Corner
Should You Buy a New SUV or Refresh Your Current Ride Before You Balik Kampung?
- 23rd January 2026
Car upgrades tend to pick up before major holidays. Showroom traffic goes up, promotions get louder, and it’s […]
Post Image
The Experts Corner
Fixed Deposits: What First-Time Savers Need to Know
- 23rd January 2026
For many Malaysians, a fixed deposit is one of the safest ways to grow savings with guaranteed returns. […]
Post Image
The Experts Corner
How To Restructure Your PTPTN Loan
- 22nd January 2026
Not everyone can afford their PTPTN repayments as scheduled. Starting salaries vary, financial circumstances change, and what seemed […]
Post Image
The Experts Corner
Minimum Credit Card Requirements In Malaysia
- 21st January 2026
Getting a credit card in Malaysia comes down to meeting specific eligibility requirements set by Bank Negara Malaysia […]
Load More
Chevron
Most Viewed Articles
Post Image
The Experts Corner
A Guide To The Private Retirement Scheme (PRS)
Denise Chan
- 19th November 2025
The PRS was introduced as an additional retirement investment scheme over and above EPF to help Malaysians better prepare for retirement. But is it really the thing for you? Here's a quick guide to help you decide.
Post Image
The Experts Corner
Why Was Your Loan Or Credit Card Application Rejected?
Christina Chandra
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
Post Image
The Experts Corner
Apple Pay In Malaysia: Supported Banks, Merchants, And Setup Guide 
Eloise Lau
- 18th November 2025
Apple Pay launched in Malaysia back in 2023. Most major banks now support it, though acceptance varies across […]
Post Image
The Experts Corner
11.11 vs Black Friday Guide: Which Sale Gets You Better Deals in Malaysia?
Eloise Lau
- 7th November 2025
Malaysian shoppers face two major sales every November: the 11.11 sale (Singles’ Day) on 11 November and Black […]