The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
Post Image
The Experts Corner
Have You Filled Out Your EPF Nomination Form?
- 26th December 2025
Most working Malaysians contribute to their EPF account every month without giving much thought to what happens to […]
Post Image
The Experts Corner
Home Renovation Loans vs Personal Loans Malaysia: Which Should You Choose?
- 22nd December 2025
Planning to renovate your Malaysian home but unsure how to finance it? You’re not alone. Many homeowners assume […]
Post Image
The Experts Corner
The Best Gift I Bought? It Wasn’t Under The Tree
- 19th December 2025
RTX 4060. 165Hz display. 16GB RAM. The Predator Helios Neo 16 laptop in my Lazada cart had everything […]
Post Image
The Experts Corner
How Much To Save For Travel In Malaysia And Southeast Asia
- 19th December 2025
It’s no secret that all of us would love to travel more, but most of us have never […]
Post Image
The Experts Corner
The 2026 School Rush: Where to Splurge, Where to Save, and How to Budget
- 19th December 2025
The school year has moved from March to January, and nobody is ready. Parents who thought they had […]
Post Image
The Experts Corner
Using Debit Cards For Malaysian Toll Payments
- 18th December 2025
There’s a decent chance you’ve been driving past a more convenient toll payment option without realizing it. Those […]
Post Image
The Experts Corner
Travel Insurance In Malaysia: How To Choose The Right Coverage For Your Trip
- 15th December 2025
Deciding how much travel insurance to buy is more complicated than it looks. Insurance agents will naturally recommend […]
Post Image
The Experts Corner
Everyone My Age Is Buying A House, Am I Falling Behind?
- 12th December 2025
Six people I know posted their new house keys on Instagram last Sunday. Six. In one weekend. Meanwhile, […]
Post Image
The Experts Corner
Malaysian Graduate’s Guide To PTPTN Loan Repayment
- 11th December 2025
Finishing your degree is a massive achievement – congratulations! Like most Malaysian graduates, you probably have one financial […]
Post Image
The Experts Corner
How To Check If Your EPF Savings Are Growing
- 9th December 2025
Every month, 11% of your salary disappears into your EPF account, matched by another 12-13% from your employer. […]
Load More
Chevron
Most Viewed Articles
Post Image
The Experts Corner
A Guide To The Private Retirement Scheme (PRS)
Denise Chan
- 19th November 2025
The PRS was introduced as an additional retirement investment scheme over and above EPF to help Malaysians better prepare for retirement. But is it really the thing for you? Here's a quick guide to help you decide.
Post Image
The Experts Corner
Why Was Your Loan Or Credit Card Application Rejected?
Christina Chandra
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
Post Image
The Experts Corner
11.11 vs Black Friday Guide: Which Sale Gets You Better Deals in Malaysia?
Eloise Lau
- 7th November 2025
Malaysian shoppers face two major sales every November: the 11.11 sale (Singles’ Day) on 11 November and Black […]
Post Image
The Experts Corner
Apple Pay In Malaysia: Supported Banks, Merchants, And Setup Guide 
Eloise Lau
- 18th November 2025
Apple Pay launched in Malaysia back in 2023. Most major banks now support it, though acceptance varies across […]