The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
Post Image
The Experts Corner
STR: How To Get Free Medical Coverage If Your Household Earns Below RM5,000
- 30th January 2026
Most families don’t realise it, but the government can cover your GP visits, medical equipment, and even critical […]
Post Image
The Experts Corner
Where Should You Exchange Currency Before Travelling?
- 29th January 2026
Planning a trip abroad involves more than booking flights and hotels. How you access and exchange money can […]
Post Image
The Experts Corner
How SJKP Helps First-Time Buyers Without Fixed Income
- 28th January 2026
Getting a home loan in Malaysia without a fixed income has traditionally been an uphill battle. Banks want […]
Post Image
The Experts Corner
Credit Card Balance Transfer Application Process Explained
- 27th January 2026
If your credit card debt is growing and interest is eating into your payments, a balance transfer can […]
Post Image
The Experts Corner
What Happens If You Can’t Pay Your Debt In Malaysia
- 26th January 2026
Sometimes a loan payment that used to be manageable suddenly feels out of reach. Maybe unexpected bills arrive, […]
Post Image
The Experts Corner
Should You Buy a New SUV or Refresh Your Current Ride Before You Balik Kampung?
- 23rd January 2026
Car upgrades tend to pick up before major holidays. Showroom traffic goes up, promotions get louder, and it’s […]
Post Image
The Experts Corner
Fixed Deposits: What First-Time Savers Need to Know
- 23rd January 2026
For many Malaysians, a fixed deposit is one of the safest ways to grow savings with guaranteed returns. […]
Post Image
The Experts Corner
How To Restructure Your PTPTN Loan
- 22nd January 2026
Not everyone can afford their PTPTN repayments as scheduled. Starting salaries vary, financial circumstances change, and what seemed […]
Post Image
The Experts Corner
Minimum Credit Card Requirements In Malaysia
- 21st January 2026
Getting a credit card in Malaysia comes down to meeting specific eligibility requirements set by Bank Negara Malaysia […]
Post Image
The Experts Corner
Questions To Ask Your Insurance Agent When Choosing Medical Insurance
- 20th January 2026
Buying medical insurance can feel overwhelming, especially when you’re comparing plans with different premiums, limits, and coverage. The […]
Load More
Chevron
Most Viewed Articles
Post Image
The Experts Corner
Why Was Your Loan Or Credit Card Application Rejected?
Christina Chandra
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
Post Image
The Experts Corner
Average Salary In Malaysia [2025]: By Industry And Experience
Eloise Lau
- 28th November 2025
The median monthly salary for Malaysia’s formal sector hit RM3,000 in March 2025, a 5.5% increase from the […]
Post Image
The Experts Corner
How Grab PayLater Works In Malaysia
Christina Chandra
- 27th November 2025
Grab PayLater has become one of Malaysia’s most popular Buy Now, Pay Later services, offering interest-free payment splitting […]
Post Image
The Experts Corner
How To Save Money On Foreign Transaction Fees When Using Your Credit Card Abroad
Christina Chandra
- 8th December 2025
Travelling overseas or shopping from international websites comes with hidden costs that catch many Malaysians off guard. Most […]