The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
Malaysia’s Upcoming Lemon Law And What It Means For You As A Car Buyer
- 4th February 2026
During Budget 2026, Prime Minister Datuk Seri Anwar Ibrahim announced that the government would amend the Consumer Protection […]
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The Experts Corner
CNY 2026: What’s The Wealth And Career Prediction For Your Zodiac Sign?
- 30th January 2026
Angpow packets are being stuffed, pineapple tarts are disappearing from tins, and your relatives are already preparing their […]
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The Experts Corner
STR: How To Get Free Medical Coverage If Your Household Earns Below RM5,000
- 30th January 2026
Most families don’t realise it, but the government can cover your GP visits, medical equipment, and even critical […]
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The Experts Corner
Where Should You Exchange Currency Before Travelling?
- 29th January 2026
Planning a trip abroad involves more than booking flights and hotels. How you access and exchange money can […]
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The Experts Corner
How SJKP Helps First-Time Buyers Without Fixed Income
- 28th January 2026
Getting a home loan in Malaysia without a fixed income has traditionally been an uphill battle. Banks want […]
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The Experts Corner
Credit Card Balance Transfer Application Process Explained
- 27th January 2026
If your credit card debt is growing and interest is eating into your payments, a balance transfer can […]
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The Experts Corner
What Happens If You Can’t Pay Your Debt In Malaysia
- 26th January 2026
Sometimes a loan payment that used to be manageable suddenly feels out of reach. Maybe unexpected bills arrive, […]
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The Experts Corner
Should You Buy a New SUV or Refresh Your Current Ride Before You Balik Kampung?
- 23rd January 2026
Car upgrades tend to pick up before major holidays. Showroom traffic goes up, promotions get louder, and it’s […]
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The Experts Corner
Fixed Deposits: What First-Time Savers Need to Know
- 23rd January 2026
For many Malaysians, a fixed deposit is one of the safest ways to grow savings with guaranteed returns. […]
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The Experts Corner
How To Restructure Your PTPTN Loan
- 22nd January 2026
Not everyone can afford their PTPTN repayments as scheduled. Starting salaries vary, financial circumstances change, and what seemed […]
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The Experts Corner
What Is PCB And Why Is Tax Deducted From Your Salary Monthly
Iman Aminuddin
- 8th January 2026
If you have ever looked at your payslip and wondered why your take-home pay is less than your […]
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The Experts Corner
The Ultimate RinggitPlus Guide To Klang Valley’s Best Ramadan Buffets in 2026
Eloise Lau
- 20th February 2026
Ramadan buffet prices in KL and the Klang Valley range from RM119 to RM318 per person, but the […]
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The Experts Corner
What Happens To Bank Accounts And Loans When Someone Dies In Malaysia
Eloise Lau
- 30th December 2025
When a family member passes away in Malaysia, their bank accounts get frozen, and their loans don’t disappear. […]
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The Experts Corner
Using Debit Cards For Malaysian Toll Payments
Christina Chandra
- 18th December 2025
There’s a decent chance you’ve been driving past a more convenient toll payment option without realising it. Those […]