The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
Where Should You Exchange Currency Before Travelling?
- 29th January 2026
Planning a trip abroad involves more than booking flights and hotels. How you access and exchange money can […]
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The Experts Corner
How SJKP Helps First-Time Buyers Without Fixed Income
- 28th January 2026
Getting a home loan in Malaysia without a fixed income has traditionally been an uphill battle. Banks want […]
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The Experts Corner
Credit Card Balance Transfer Application Process Explained
- 27th January 2026
If your credit card debt is growing and interest is eating into your payments, a balance transfer can […]
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The Experts Corner
What Happens If You Can’t Pay Your Debt In Malaysia
- 26th January 2026
Sometimes a loan payment that used to be manageable suddenly feels out of reach. Maybe unexpected bills arrive, […]
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The Experts Corner
Should You Buy a New SUV or Refresh Your Current Ride Before You Balik Kampung?
- 23rd January 2026
Car upgrades tend to pick up before major holidays. Showroom traffic goes up, promotions get louder, and it’s […]
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The Experts Corner
Fixed Deposits: What First-Time Savers Need to Know
- 23rd January 2026
For many Malaysians, a fixed deposit is one of the safest ways to grow savings with guaranteed returns. […]
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The Experts Corner
How To Restructure Your PTPTN Loan
- 22nd January 2026
Not everyone can afford their PTPTN repayments as scheduled. Starting salaries vary, financial circumstances change, and what seemed […]
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The Experts Corner
Minimum Credit Card Requirements In Malaysia
- 21st January 2026
Getting a credit card in Malaysia comes down to meeting specific eligibility requirements set by Bank Negara Malaysia […]
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The Experts Corner
Questions To Ask Your Insurance Agent When Choosing Medical Insurance
- 20th January 2026
Buying medical insurance can feel overwhelming, especially when you’re comparing plans with different premiums, limits, and coverage. The […]
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The Experts Corner
What Percentage Of Your Salary Should Go To Rent In Malaysia?
- 19th January 2026
Rent is almost always your biggest monthly expense. The standard advice says up to 30% to 50% of […]
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Most Viewed Articles
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The Ultimate RinggitPlus Guide To Klang Valley’s Best Ramadan Buffets in 2026
- 20th February 2026
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How Voluntary EPF Contributions Can Boost Your Retirement Savings
- 13th February 2026
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Huat Ah! How To Send e-Ang Pows In Malaysia For CNY 2026
- 13th February 2026
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What Happens To Your EPF When You Leave Malaysia Permanently
- 19th February 2026
Most Viewed Articles
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The Experts Corner
The Ultimate RinggitPlus Guide To Klang Valley’s Best Ramadan Buffets in 2026
Eloise Lau
- 20th February 2026
Ramadan buffet prices in KL and the Klang Valley range from RM119 to RM318 per person, but the […]
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The Experts Corner
How Voluntary EPF Contributions Can Boost Your Retirement Savings
Christina Chandra
- 13th February 2026
Employees in Malaysia contribute to the Employees Provident Fund (EPF) through automatic salary deductions. While this builds retirement […]
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The Experts Corner
Huat Ah! How To Send e-Ang Pows In Malaysia For CNY 2026
Eloise Lau
- 13th February 2026
Every Chinese New Year, the same question pops up in family WhatsApp groups: “Eh, how to send e-ang […]
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The Experts Corner
What Happens To Your EPF When You Leave Malaysia Permanently
Iman Aminuddin
- 19th February 2026
If you are leaving Malaysia permanently, you may be able to withdraw your entire EPF balance. Whether you […]