The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
The 50/30/20 Budget Rule For Malaysians
- 24th November 2025
Managing money doesn’t have to be complicated. The 50/30/20 rule gives you a simple framework: spend 50% of […]
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The Experts Corner
The Ultimate 2026 Malaysia Public Holidays And Long Weekend Guide 
- 21st November 2025
Most of us look at public holidays with basic math: 14 days of annual leave plus whatever falls […]
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The Experts Corner
How To Activate And Use Maybank Secure2u: The Complete Guide
- 21st November 2025
What Is Secure2u And Why Do You Need It? Secure2u is Maybank’s replacement for SMS TAC. Instead of […]
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The Experts Corner
My Skincare Routine Costs More Than My Phone Bill: A ‘Glow Up’ Investigation
- 20th November 2025
Last month, I did something scary. I added up everything sitting on my bathroom shelf. The toners, the […]
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The Experts Corner
Google Pay Malaysia: Setup, Supported Banks, And Troubleshooting Tips
- 20th November 2025
Your phone holds your house keys and boarding passes. Now, you can add your credit and debit cards […]
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The Experts Corner
A Guide To The Private Retirement Scheme (PRS)
- 19th November 2025
The PRS was introduced as an additional retirement investment scheme over and above EPF to help Malaysians better prepare for retirement. But is it really the thing for you? Here's a quick guide to help you decide.
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The Experts Corner
Apple Pay In Malaysia: Supported Banks, Merchants, And Setup Guide 
- 18th November 2025
Apple Pay launched in Malaysia back in 2023. Most major banks now support it, though acceptance varies across […]
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The Experts Corner
My Parents Don’t Believe In Insurance, And It Terrifies Me
- 18th November 2025
Last week, I tried talking to my parents about getting health insurance. Again. Mum just waved her hand […]
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The Experts Corner
Malaysian Wedding Gifting Guide: How Much Should You Give? 
- 14th November 2025
Wedding invites are piling up thick and fast right now. Three invitations in one month is becoming the […]
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The Experts Corner
Your Complete Guide to Checking CCRIS Online (Free Method Included)
- 13th November 2025
Before applying for a housing loan, car loan, or credit card, you need to know what banks will […]
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The Experts Corner
A Guide To The Private Retirement Scheme (PRS)
Denise Chan
- 19th November 2025
The PRS was introduced as an additional retirement investment scheme over and above EPF to help Malaysians better prepare for retirement. But is it really the thing for you? Here's a quick guide to help you decide.
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The Experts Corner
Why Was Your Loan Or Credit Card Application Rejected?
Christina Chandra
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
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The Experts Corner
11.11 vs Black Friday Guide: Which Sale Gets You Better Deals in Malaysia?
Eloise Lau
- 7th November 2025
Malaysian shoppers face two major sales every November: the 11.11 sale (Singles’ Day) on 11 November and Black […]
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The Experts Corner
Apple Pay In Malaysia: Supported Banks, Merchants, And Setup Guide 
Eloise Lau
- 18th November 2025
Apple Pay launched in Malaysia back in 2023. Most major banks now support it, though acceptance varies across […]