Personal finance apps for Android
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A little while back we reviewed personal finance apps for iPhone and iPad. This time around we take a look at budgeting apps for the
Android phone and tablets.

As an Android user, I struggled to find an app that did all
I wanted it to do but didn’t cost money. It took some installing and uninstalling
but I found a few worth mentioning.

All of these apps can be found in the Google Playstore.

Money
Manager
by Realbyte Inc

It took many, many downloads before I found this one and it
has become a favourite. It’s absolutely free to use. Unlike other apps like Toshl, which allows you only two budget
categories (I mean seriously, who has only two budget categories? I know, know,
they just want you to pay), Money Manager allows 12 expense categories, 5
income categories and thus far, I’ve not hit the max on budget categories
despite having six already entered.

The pie chart of expenses is really handy to see in full
colour where your money is going and the ability to transfer money from
accounts to cash is useful to keep track of how much you should have in your
bank account and how much in hand.

The only downside to the free version of Money Manager is
that the budget setting is almost useless as it does not warn you when your
expenditure is nearing the budget limit.

Easy
Money
by Handy apps Inc

Easy Money is also a great app to use. Much like Money
Manager, you can track your balance in hand, account and on credit card. As a
bonus, you can also set reminders to go off to let you know when a payment is
due. Keep track of all payments made and income received. The app is no frills.
It doesn’t have the pie-chart graphic that tracks your spending like Money
Manager but having it will definitely help in keeping bill payment up to date.

But here’s the catch – it’s not exactly free.

Easy Money for Android will allow you to install and use for
free up to 30 days after which; you will have to pay for it. The disappointing
thing is that nowhere in the description do they tell you it is only a trial.
It is a leading app though so if you don’t mind paying USD10 this is a good app
to have.

Expense
Manager
by Marcus Hintersteiner

If you want to simply track your expenses with NO other
feature, try this app. The app allows you to keep tabs on what you’ve spent
daily and records it in a nice bar chart format. It’s simple enough and visual
look at amounts can give you a clear idea of where your money is going.

Expense Manager’s key selling point is the very simplicity
of it. If you’d like more features, though, you will have to pay USD$3.33 to
unlock the full version. The full version will give you statistics, income
management and a look at fund distribution.

IOU
by S Tubin

IOU specialises in tracking debt – no other financial
information such as income and budgeting. You simply add money you owe to other
people; money they owe to you and how much you or they have repaid.

IOU’s a useful app to track loan debt but nothing much else.
It’s simple and pretty much no frills. Don’t expect massive calculations of
repayment tenures or interest but it will remember numbers you don’t. It’s
available for Android, iPhone and Windows Operating system phones.

All the above was tested on a Samsung Galaxy Note II running
on Android version 4.12. Google Play indicates that all apps above work equally
on Android based tablets as long as version compatibility allows.

Image courtesy of Intel Free Press at Wikimedia Commons.

 

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