Credit reporting agency Experian is once again hosting its annual Credit Health Month (CHM), set to take place throughout June 2022 and supported by its Uplift Your Score campaign. The campaign – which will see some exclusive offerings being provided – aims to educate the public on the importance of maintaining good credit health and managing personal finance, especially amidst the current challenging living conditions.

On its CHM landing page, Experian shared that its latest data on 5.7 million Malaysians indicated that most consumers were able to maintain high credit scores amidst the financial difficulties brought on by Covid-19. Despite this, it is crucial that they re-evaluate their credit positions to secure a stronger financial standing moving forward, especially in light of the recent increase in the overnight policy rate (OPR) and rising costs of living.

With this in mind, Experian is rolling out some exclusive CHM offers and activities in June, one of which is a 50% discount on all of Experian’s products (promo code: EXPCHM22, to be applied automatically during checkout). These include its Personal Credit Report Plus (PCRP), TrackMyID, JagaMyID, JagaMyID Plus, MyBiz, and MyJob – each product catering to different needs. With this, the products will be going at the following promo price this month:

Product	Normal price	Promo price during Credit Health Month
Personal Credit Report Plus (PCRP)	RM19.50	RM9.75
TrackMyID	RM31.80	RM15.90
JagaMyID	RM63.60	RM31.80
JagaMyID Plus	RM99.00	RM49.50
MyBiz	RM35.00	RM17.50
MyJob	RM26.00	RM13.00

On top of the promo, Experian will also be organising free webinars during the month to help the public build their knowledge regarding personal finance, as well as uplift their credit scores. One webinar that is already open for registration is “Realiti vs Fantasi”, which will discuss how you can achieve your financial goals. Various other offerings and activities will also be revealed at a later date.

The chief executive officer of Experian, Dawn Lai said she hopes that the agency’s Credit Health Month initiatives will empower Malaysians and enable them to make informed credit and financial decisions.

“Experian believes that the lending ecosystem in Malaysia is fast evolving and consumer literacy on financial knowledge is a fundamental life skill that one must have. As we work with traditional banks and neo-lenders, our ability to make sense of these new credit facilities have been added to our Credit Health Month knowledge base so that Malaysians can get the right tools, knowledge, and insights to best manage their credit portfolios to face the financial challenges ahead of us,” said Lai.

(Sources: Experian, Business Today)

• TAGS:
• Credit Health Month
• Credit Reporting Agencies
• Credit Score
• Experian
• Experian PCRP
• Experian Personal Credit Report Plus
• JagaMyID
• JagaMyID Plus
• MyBiz
• MyJob
• TrackMyID