The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
Personal Accident Insurance: What’s Actually Covered When You’re Injured
- 10th November 2025
Personal accident insurance sounds straightforward enough. You get hurt, insurance pays out. Simple, right? Not quite. Most people […]
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The Experts Corner
11.11 vs Black Friday Guide: Which Sale Gets You Better Deals in Malaysia?
- 7th November 2025
Malaysian shoppers face two major sales every November: the 11.11 sale (Singles’ Day) on 11 November and Black […]
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The Experts Corner
Lost Your Job? Here’s How to Claim EIS Benefits
- 5th November 2025
Getting retrenched or laid off is stressful enough without having to figure out confusing paperwork and government processes. […]
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The Experts Corner
What Is The Tax Relief For Your Gym, Sports, And Fitness Expenses?
- 30th October 2025
Planning to hit the gym more often or finally sign up for that swimming class you’ve been eyeing? […]
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The Experts Corner
How Malaysia’s New Consumer Credit Act Protects Your Financial Rights
- 29th October 2025
For years, borrowers in Malaysia have been at a disadvantage when dealing with lenders. If you couldn’t pay, […]
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The Experts Corner
Want A Higher Credit Card Limit? Here’s How To Actually Get Approved
- 28th October 2025
Many Malaysians hit a point where their credit card limit doesn’t quite fit their monthly spending anymore. Whether […]
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The Experts Corner
Should You Take A Personal Loan For Your Side Hustle?
- 27th October 2025
You’ve got a business idea. Maybe it’s a weekend photography gig, an online store, or freelance consulting. The […]
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The Experts Corner
Growing Your Money: Simple Investment Starts For First-Time Earners
- 23rd October 2025
You just landed your first real job. After paying rent, buying groceries, and treating yourself, something unexpected happens: […]
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The Experts Corner
The Beginner’s Guide To Buying Cryptocurrency Safely In Malaysia
- 22nd October 2025
Heard friends talking about Bitcoin? Seen news about cryptocurrency making millionaires? Wondering if you should invest? Before you […]
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The Experts Corner
Confused About EPF And SOCSO? Here’s What Your Deductions Actually Cover
- 21st October 2025
Every month, you see two deductions on your payslip: EPF and SOCSO. Most Malaysian employees know EPF is […]
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The Experts Corner
A Guide To The Private Retirement Scheme (PRS)
Denise Chan
- 19th November 2025
The PRS was introduced as an additional retirement investment scheme over and above EPF to help Malaysians better prepare for retirement. But is it really the thing for you? Here's a quick guide to help you decide.
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The Experts Corner
Why Was Your Loan Or Credit Card Application Rejected?
Christina Chandra
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
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The Experts Corner
11.11 vs Black Friday Guide: Which Sale Gets You Better Deals in Malaysia?
Eloise Lau
- 7th November 2025
Malaysian shoppers face two major sales every November: the 11.11 sale (Singles’ Day) on 11 November and Black […]
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The Experts Corner
Apple Pay In Malaysia: Supported Banks, Merchants, And Setup Guide 
Eloise Lau
- 18th November 2025
Apple Pay launched in Malaysia back in 2023. Most major banks now support it, though acceptance varies across […]