Petrol prices have gone up again? Car insurance premium has recently been de-tariffed?
It's a cold hard truth yet these should not stop you from driving and rely solely on public transportation. What if there is a credit card that can help lighten some burden?
No Annual Fee for Life
For most, avoiding paying the annual fee is a crucial aspect when looking for a credit card; there you have it with AmBank CARz Gold Visa.
Principal and first 3 supplementary cardholders are free from paying an annual fee for a lifetime, with no conditions.
You can tick this requirement off the list and prepare for more as AmBank CARz Gold Visa is about to amaze you with reasonable savings on petrol and extensive benefits and discounts on all things automobiles.
Petrol Cash Rebate
Think of it as a Return on Investment (ROI); pay for your petrol with AmBank CARz Gold Visa, then in a month time, you will get your money back by way of cash rebate to compensate for the unexpected hike in petrol prices.
Plus, you can earn a cash rebate at any petrol station of your choices.
Depending on your credit card repayment habit, you could be getting up to 3% cash rebate, capped at RM50 a month, when you pay only minimum or partial amount; 2% cash rebate, capped at RM20 monthly, when you maintain a full payment every month.
Now, you probably have saved RM50 from budget via cashback; with CARz Point, you can save even more on your automobile shopping - engine oil, timing belt, absorber, tire and other car accessories.
With every RM1 you spent on retail spending locally and overseas, you can earn 1x CARz Point, except for transactions at petrol stations.
The accumulated CARz Points can be used to redeem auto-related goods and services - making your regular workshop appointment much less of a hassle.
Free Insurance Protection
Aside from collecting cashback and points, you will also receive a complimentary travel insurance protection of up to RM500,000.
Both you and your family will be covered in the case of a delayed flight, loss of luggage, delay of luggage and also missed connections.
On one condition, you must charge full air ticket fares to your AmBank CARz Gold Visa to enjoy this coverage, which is only effective when you're on board.
Auto Bill Pay
Electric, water, telco, insurance - the list goes on and on.
Life would be much easier when you enroll in AmBank Auto Bill Pay Service and let your MasterCard Gold credit card does the payment for you. In a way, you will never forget to pay and have zero outstanding payment on utilities.
If you have a monthly commitment with these service providers, then it is highly encouraged to sign up:
- Tenaga Nasional
- Telekom Malaysia
- Allianz Insurance
- MCIS Insurance
- Zurich Insurance
- U Mobile
- Tune Talk