AmBank M-Signature Visa Card

Stay protected on holiday with travel insurance for the family. Get free health check, car assistance, and stolen card protection for the ladies.

AmBank M-Signature Visa CardFor The Ladies
Min. Income
Annual Fee
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Collect 2 set of rewards point when you swipe with your new Ambank credit card - AmBank reward points and BonusLink points. Every RM10 spent will reward you with 3 BonusLink Points while the same amount overseas will give you 9 BonusLink Points.

Bonuslink Points
3 points on every RM10on local spending
9 points on every RM10on overseas spending


Absolute peace of mind when you and your family are protected with up to RM2 million travel insurance coverage, provided that you charge the full fare of airline tickets to your AmBank credit card.

Travel CoverageSum Insured
Personal AccidentUp to RM2,000,000
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM3,000
Lost LuggageUp to RM6,000
Delayed LuggageUp to RM3,000


Get complimentary access to Plaza Premium Lounge at 17 international airports when you charge at least 3 overseas transaction on your card within 30 days of your lounge visit.

Easy Payment Plans

Bring home your favourite items at ZERO interest instalment with participating merchants. Have your bill of RM500 and above split into convenient and hassle-free instalment payments. Otherwise, you can enjoy instalment interest as low as 3% on all the other purchases.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM200
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feeRM500
12 months4% p.a. and no one-time upfront handling feeRM2,000
18 months5% p.a. and no one-time upfront handling feeRM4,000
24 months6% p.a. and no one-time upfront handling feeRM5,000
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM550 primary card
  • RM300 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Invitation Only


Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 24 months of instalment plan at 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.


You must be familiar with the saying, "To kill two birds with one stone." This AmBank credit card is just that - rewarding you with both AmBonus and Bonuslink Points whenever you choose to pay for your purchases on credit no matter in Malaysia or abroad! Additionally, enjoy free travel insurance for the family, plus special healthcare and lifestyle benefits for lady cardholders.

Double Rewards

This is a unique reward credit card that will reward you with 2 types of reward points. You can collect both AmBonus Points and BonusLink Points at the same time,  with every swipe on your AmBank credit card. However, both reward systems earn points differently.

Every Ringgit you spend on your AmBank M-Signature Visa credit card will reward you with 1 AmBonus Point, or 5x AmBonus Points when you swipe overseas. On the other hand, BonusLink Points will be collected everytime you spend RM10. Get 3 BonusLink Points for every RM10 you spend in Malaysia, and a maximum of 9 BonusLink Points for the same amount abroad.

Only For The Ladies

AmBank offers 3 exclusive benefits when you're a lady cardmember - get free yearly heath check-up, car assistance, and wallet guard. Your complimentary health check package at BP Healthcare Group includes an ovary tumor test, breast cancer consultation, bone mineral density, and more. All you need is to spend at a minimum of RM3,000 in a year only.

For the first 12 months of owning your card, you can seek for car assistance and be protected with wallet guard coverage when you credit card gets stolen. You can still continue to enjoy these benefits in subsequent years as long as your yearly spending exceed RM6,000. To be eligible for the benefits catered to women , you will be notified by SMS on your card anniversary.

Absolute Peace Of Mind

You and your loved ones will stay protected with travel insurance of up to RM2 million when you charge all flight arrangements to your AmBank credit card. Also, you'll get purchase protection insurance for accidental damage, loss, and theft of your purchased items. The maximum coverage is RM200,000 each year - just submit a claim to Ambank within 15 days of purchase for purchases within Malaysia, and 30 days for overseas.

Unlimited Airport Lounge Access

Dream of VIP treatment when on holiday? No sweat! You'll get free access to domestic and international Plaza Premium lounges. What's the catch? Get this - you will have to swipe only 3 times overseas within 30 days of your lounge visit for it to be free.

Click here to view the list of available airport lounges

Dining and Hotel Room Privileges

Once you're in, you'll be rewarded with a complimentary Hilton Premium Club membership card. When you present your credit card to any Hilton hotel, you will enjoy rewards of up to 50% dining discount and 20% off room rates. The privileges will be extended with a minimum yearly spend of RM30,000 at a Hilton hotel.