Learn for life! With CIMB Islamic UKM MasterCard, you get all the rewards you deserve such as weekend cash rebates and bonus points while keeping true to Shariah principles, paying your dues by Ujrah payments to CIMB Islamic bank.
No Annual Fee
With your CIMB Islamic UKM MasterCard, you won’t have to pay any annual credit card fees for life! While most banks may waive the annual fee – after you’ve met conditions such as minimum number of swipes or purchase amount – you need not worry about that with your CIMB Islamic UKM MasterCard. The annual fee is waived automatically without any hidden conditions.
Earn Bonus points when you spend. You will be rewarded with 1 Bonus Point for every Ringgit you charge to your CIMB Islamic UKM MasterCard. Best of all, you can accumulate and combine the points from the principal and supplementary cards to redeem the gifts from CIMB Members Rewards. You can also use your points for purchase discounts at over 500 participating merchants.
But when accumulating points, don’t forget to watch out for their expiry date. These points will expire after 36 months from the first point collection date.
0% Easy Payment Plan ( EPP)
With CIMB Easy Pay, you get shop first and worry about paying later! Best of all, this EPP is offered at ZERO interest. You can now repay your purchases over 36 months without any interest at all. But don’t forget to check with CIMB before you make any large purchases, as this benefit is only valid at participating merchant outlets.
Tired of paying high interest rate on your credit card? CIMB has got you covered! Just consolidate your outstanding credit card balances with CIMB Balance Transfer Plan and settle these repayments in either 6 or 12 months.
With interest rates as low as 5.99% interest p.a. – far lower than the interest you would usually pay – the monthly repayment can be as flexible as you wish until full settlement within the agreed period. Otherwise, the normal tiered interest rates ranging from 15% to 18% p.a. will be applicable.