HSBC Amanah MPower Visa Credit Card-i credit card

HSBC Amanah MPower Visa Credit Card-i

HSBC Amanah MPower Visa Credit Card-I offers great value. Get up to 8% cash back, smart discounts and exclusive privileges.

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • up to 8% cashback
  • 0% p.a. balance transfer over 6 months
  • RM95.40 annual fee

Apply online now for HSBC Amanah MPower Visa Credit Card-i

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
Get up to 8% Cash Back on your petrol and groceries at selected merchants with HSBC's latest cash back programme. Get 0.2% cash back when you spend locally on dining, shopping, travel expenses and entertainment.
Discover how much you can save when you shop with your new HSBC Amanah MPower Visa Credit Card-i
Cashback CategoryCashback RateMonthly CapSpend
Petrol and GroceriesSpendup to RM2000 monthly2%RM30up to RM2000 monthly
Petrol and GroceriesSpendfrom RM2001 and above monthly8%RM30from RM2001 and above monthly
Other Local SpendSpendany amount in a single receipt0.2%uncappedany amount in a single receipt
Balance Transfer
HSBC Balance Transfer gives you 0 interest payments for 3 months. Applicable for new HSBC credit card members only.
Pay OverWith Interest Rate AtWhen You Transfer
3 months0% p.a. and no one-time upfront handling feefrom RM1000 
6 months1.99% p.a. and no one-time upfront handling feefrom RM1000 
6 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
12 months8.99% p.a. and no one-time upfront handling feefrom RM1000 
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about HSBC Balance Transfer Plan
Petrol
8% cashback on petrol at Shell, Caltex, and Petronas.
Premium
Indulge in exclusive deals and special VIP treatments from while enjoying great savings at more than 6500 shopping outlets nationwide. With new and exciting offers every month, you'll be spoilt for choices.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM95.40
  • Free for first year
Annual Fee for Supplementary Card
RM47.70
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
18%

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income
RM36000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only

Features

Get some extra help from your credit card when you need it most

Balance Transfer
HSBC Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

HSBC Amanah MPower Visa Credit Card-i review

What's so good (or not so good) about it?

Designed according to Shariah principles, HSBC Amanah MPower Visa Credit Card-i caters to those who love both spending and saving! The best of both worlds!

Save while you spend

Your grocery trip is now made more worth-while with the HSBC Amanah MPower Visa Credit Card-i. Cardholders are eligible for up to 8% cash back from grocery shopping and petrol purchases everyday. Note that you will only be entitled to 8% cash back until you reach the threshold of monthly spending of RM2001 or 2% cash back for monthly spending of RM2000 and below, before your cash back rewards are maxed out at RM30.

You should be aware that the cash back applies to participating outlets only, namely Giant, AEON Big, Tesco and Mydin. Remember to also refuel at Shell, Caltax or Petronas on your journey back home to receive more cash back!

If you are not a regular shopper in the above mentioned participating outlets, you will still enjoy 0.2% cash back on every local spend.

VIP SmartPrivileges Programme

HSBC VIP SmartPrivileges Programme is definitely one of the best perks for HSBC Amanah MPower Visa Credit Card-i cardholders. Get discounts on fashion, food, entertainment in major shopping malls located at both East and West Malaysia. Visit the HSBC SmartPrivileges page to browse for deals and promotions, as well as searching for any nearby deals using their interactive map feature!

Convenience and Flexibility

HSBC provides internet and phone banking, so say goodbye to long queues and limited parking spots during peak hours. With HSBC SMS Alert, you will be aware of every transaction in your account via SMS notification. 

Other excellent services provided by HSBC include the Auto Bill Payment service, where paying utilities, phone and Astro bill is made easy and hassel-free via auto payment.

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