Standard Chartered Bank is an internationally recognised financial institution. This prestige is also reflected in its full range of credit cards including Standard Chartered Gold Visa. Accepted in over 17 million establishments worldwide, this credit card promises premier privileges for cardholders.
Fantastic Lifestyle Deals
As a Standard Chartered Gold Visa cardholder, you are offered a wide variety of exclusive shopping, dining and travel deals. Cardholders can choose to have a feast at their favourite restaurants at discounted prices. They can also treat family and friends to a delicious meal using the dining deals.
You can also benefit from the special room rates offered at some of the local hotels and resorts. Exclusive spa packages are also available to help you relax and rejuvenate your body. Shopaholics will love Standard Chartered Gold Visa as it offers shopping deals on a whole range of products and services nationwide.
Easy Payment Scheme
To make shopping a more enjoyable experience for Standard Chartered Gold Visa cardholders, this credit card also comes with Standard Chartered FlexiPay. This is a flexi payment plan which allows cardholders to pay for high-priced purchases over a period of time.
Under the Standard Chartered FlexiPay, cardholders can charge any retail purchases above RM500 to Standard Chartered Gold Visa and pay for it over 12 months. Interest rate for this payment plan is only 4.99% per annum. In addition, no penalty fee will be incurred for early payment giving cardholders the ultimate convenience and savings in interest payments.
Managing Outstanding Balances
Standard Chartered Gold Visa credit card is also a good financial tool. One of the advantages of this credit card is the Standard Chartered Balance Transfer. This feature enables cardholders to efficiently manage their outstanding card balances of other credit cards or charge cards by transferring them to Standard Chartered Gold Visa.
Then, cardholders can pay for the combined outstanding card balances over a 12-month period at a relatively low interest rate of 5.99%. The minimum amount of transfer is RM1000. This way, cardholders can save on interest payments and will never miss out on paying for any outstanding card balances.
Low Income Requirement
Applicants of Standard Chartered Gold Visa credit card must be at least 21 years old. With an annual income requirement of just RM24000 most professional working adults would be able to qualify. The annual fee of RM175 could easily be recovered from the discounts and savings provided by this credit card.