Debt Management

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Debt Management
Frequently asked questions about Personal Loans
- 9th October 2013
Want to borrow some money? Don't know where to start? Read the top 5 questions about personal loans answered by the RinggitPlus team of experts
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Debt Management
Singaporeans feeling the pinch of Credit Card Debt
- 27th September 2013
As Malaysians wait with bated breath to see what other damage the Budget 2014 will inflict on their already tight spending, it appears Singapore isn't safe from the debt crunch either.
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Debt Management
How long should you take to pay off your personal loan?
- 17th September 2013
When taking out a personal loan, longer tenures may make your repayment amounts lower but beware: you could end up paying almost half the borrowed amount in interest.
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Debt Management
How to recover from being made bankrupt
- 11th September 2013
We've previously written about what bankruptcy is and what it happens when you're made bankrupt. In this post we'll tell you how to get yourself back on the path to creditworthiness.
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Debt Management
Personal finance apps for your iPhone and iPad
- 29th August 2013
A short list of some of the best personal finance apps for your iPhone and iPad. The best part: they're all free.
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Debt Management
PTPTN loan defaulters not going into CCRIS
- 22nd August 2013
After a three day flip-flop, PTPTN's plan to list defaulters on the CCRIS system is halted at cabinet. So how is one to deal with defaulting borrowers?
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Debt Management
You could be bankrupt and not even know it
- 20th August 2013
In which we reveal the startling truth that you can be made bankrupt without your knowledge. Yes, we were suprised too! Read on and find out what we learned from our specialist bankruptcy lawyer.
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Debt Management
Wedding loans amongst Muslims on the rise
- 12th August 2013
In recent reports from Kosmo! there appear to be more and more Muslims turning to personal loans to fund weddings.
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Debt Management
Four easy ways to manage debt
- 16th July 2013
Don't let debt be the end of you. In just four ways, you can take charge of your financial position and lay your debt to rest.
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Debt Management
Credit Card: A Friend in Need or A Foe Indeed?
- 29th May 2013
We used to go everywhere together, my friend and I; movies, shopping, dining and even holidays. I loved being around her; she made me feel complete. When I was short on cash, she offered help. Then she betrayed me - who is she? My credit card
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Debt Management
Things You Didn’t Know Can Help Reduce Your Credit Card Payment
Desiree Nair
- 14th March 2017
We’ve got a few ideas up our sleeves to help you bring down that bill and possibly even make future payments much more affordable!
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Debt Management
Tips to Help You Pay Off Your PTPTN Student Loan
Heeral Bhatt
- 25th January 2019
Graduated but piled up with PTPTN debt? Here are a few tips to manage the repayment of your student loan effectively.
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Debt Management
Cash Advance on Your Credit Card? Here’s What You Need to Know.
Diana Chai
- 5th July 2019
There are days when you need cash on the double and most (if not all) credit cards have this option. But before you run to your ATM; here are some things to think about.
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Debt Management
Best Balance Transfer Plans In Malaysia (April 2024)
Alex Cheong Pui Yin
- 24th April 2024
(Article updated on 24 April 2024.) Even during regular days, credit card balance transfer programmes are a good […]