The eMadani programme is officially open for registration and redemption for all eligible Malaysians, which means that you can now claim your RM100 e-credit from four participating e-wallets and apps: Touch ‘n Go (TNG) eWallet, ShopeePay, Setel, and MAE by Maybank2u (MAE).

Along with the RM100 e-credit that was promised, Malaysians can also look forward to the various additional perks that each e-wallet will also offer to entice users to redeem from them! With rebates, vouchers, and rewards points to be gained, here’s a breakdown of the bonuses that you may be entitled to.

TNG eWallet eMadani

For those who are thinking of claiming their eMadani credit with TNG eWallet, you’ll be able to receive a bonus of 1,000 GOrewards points, in addition to over RM500 worth of discount and cashback vouchers that you can use for a range of expenses. These include F&B, bill payments, and convenience store purchases, made at notable brands and franchises such as Watson’s, Mr DIY, and Lotus’s.

Some vouchers that may be of interest to you include Lotus’s RM5 cashback voucher, 7-Eleven RM2 cashback voucher, Lazada RM2 discount voucher, and Tealive RM5 cashback voucher. Additionally, there are cashback offers for selected insurance products that are available on TNG eWallet’s GOinsure platform.

To claim your eMadani credit with TNG eWallet, simply tap on the eMadani banner on the app’s home screen, agree to the T&C, then tap on “Claim Now”. Following that, key in the required basic personal details, and click on “Submit”.

ShopeePay eMadani

ShopeePay’s eMadani bonuses, meanwhile, come in the form of a voucher bundle, valued at RM600 in total. Specifically, you can tap into the following vouchers when shopping or making payments via ShopeePay:

Vouchers	Details
Up to RM365 Shopee vouchers	– RM5 free shipping vouchers (RM8 for Sabah & Sarawak) – 11% Coins Cashback vouchers – 70% discount vouchers for ShopeeLive – Additional vouchers for Shopee Mall & Preferred Sellers
Up to RM50 SPayLater vouchers	– SPayLater online vouchers of up to RM8 for selected purchase categories – SPayLater offline payment vouchers of up to RM11
Up to RM155 ShopeeFood vouchers	– RM3 ShopeeFood delivery vouchers – 25% discount vouchers for ShopeeFood
Up to RM30 car insurance vouchers	RM30 cashback insurance voucher (SPayLater or ShopeePay)

Aside from these vouchers, those who claim their eMadani credit with ShopeePay will also be eligible for an extra “Spin & Win” campaign, where they stand a chance to win a new Samsung Galaxy Z Flip 5.  

You can redeem your eMadani credit with ShopeePay by tapping on the eMadani tile on your home screen, followed by “Claim Now”. After that, key in the required information and click on “Submit”.

Setel eMadani

On top of providing the RM100 eMadani credit, Setel is offering up to RM80 cashback as well as exclusive e-vouchers for selected purchases. Here’s a breakdown of the RM80 cashback that you can look forward to:

Benefit	Details	Allocation
RM25 fuel cashback*   * Only for new users who registered via Setel or Petronas station pump/cashier from 4 Dec 2023 onwards	5% cashback for every RM10	50x
RM5 Kedai Mesra cashback*   * Only for new users who registered via Setel or Petronas station pump/cashier from 4 Dec 2023 onwards	5% cashback for every RM10	10x
RM50 Petronas Shop cashback	RM10 cashback for every RM200	5x

As for the exclusive e-vouchers, these will be provided to you when you shop and make payments via Setel (either using the eMadani credit or cash from your Setel Wallet). It includes brands and outlets like Mydin, Hero Market, myNEWS, as well as Bask Bear Coffee – and is subject to a minimum spend requirement of RM5 (limited quantity, first-come first-served).

If you’d like to go with Setel for this round of e-wallet credit redemption, tap on the eMadani icon on the Setel app’s home screen. Then, tap on “Claim Now”, and submit your required information.

MAE by Maybank2u (MAE) eMadani

Unlike other e-wallets that are primarily offering vouchers as extra perks to complement the eMadani credit offered, Maybank is running a special eMadani campaign for Malaysians who redeem with them to win a range of prizes worth up to RM500,000.

By redeeming your eMadani credit and spending it via the MAE app, you’ll earn campaign entries, which then puts you in the running to win prizes like vehicles, electronics, gold, and cash prizes. Here’s the full list of prizes that are up for grabs under Maybank’s eMadani campaign:

Prizes	Quantity available
Proton S70 1.5T Premium	1x
Proton Exora 1.6T Premium CVT	1x
Proton Saga 1.3L Premiums S AT	1x
Honda 2023 RSX V2	3x
MSI Katana GF66 gaming laptop	3x
Samsung Galaxy Z Fold 5	3x
Sony X80L Series smart television	3x
PlayStation 5	3x
Gold (10g)	3x
RM5,000 cash prize	5x
RM2,000 cash prize	50x
RM500 cash prize	250x

To participate in this campaign, you can immediately earn 10x entries by redeeming your RM100 eMadani credit on the MAE app. Subsequently, earn 2x entries for every Scan & Pay transaction made using these redeemed credits (minimum amount RM10) – make sure to check the source of your funds (eMadani credits) when paying for your purchases!  

If you’re ready to redeem your eMadani credit with the MAE app, fire up your app and tap on the eMadani tile on the home screen. Just like all the other e-wallets, go ahead and fill in your required particulars, then click on “Submit”.

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Remember, the redemption of the RM100 eMadani credit can only be done between today until 20 February 2024, but you have until 29 February 2024 to utilise it; any remaining unused e-credit will be forfeited after that.

To be eligible for the eMadani initative, you must be a Malaysian citizen aged 21 years old and above (as of 1 January 2023). On top of that, you must either be a recipient of the Rahmah Cash Aid (as of 7 November 2023), or are earning an annual income of RM100,000 and below (based on the Inland Revenue Board’s record as of 15 July 2023). You also must not have redeemed a similar perk under the previous eBeliaRahmah e-credit programme.

Note as well that the eMadani credit is intended for offline purchases and in-store payments. It cannot be used for transactions like peer-to-peer transfers, cashouts, online bill payments, online telco payments, and parking and toll payments – just to name a few.

Additionally, the government has warned the public of scammers who may take advantage of the eMadani initiative to swindle unsuspecting individuals of their money by offering to cash it out for them. The government has also said that it will take stern action against any eMadani credit recipients who accept such offers, including “blocking accounts involved and rescinding/stripping [their] credit rights”, so be careful not to fall for these!

Finally, if you would like to find out more about the eMadani initiative, you can check out its FAQ on the Ministry of Finance’s website here.

• TAGS:
• eMadani E-Wallet Credit Incentive
• Longform
• MAE
• MAE App
• MAE by Maybank2u
• Shopee
• ShopeePay
• TNG
• TNG eWallet