TNG GO+ Campaign Offers 4% Bonus Rate On Top Of Daily Return Rates
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Touch ‘n Go (TNG) eWallet is currently running a campaign under its GO+ investment feature, which allows users to earn an additional 4% p.a. bonus rate on top of the daily return rate. Ongoing until 31 January 2022, the promo is open to any GO+ users, as long as they maintain a minimum balance of RM200 in their GO+ account during the campaign period. There is no specific requirement to deposit fresh funds in order to participate in the campaign either.

The FAQ clarified that the 4% p.a. bonus rate is provided as a hibah (gift) on top of the daily return rates earned (which varies from day to day depending on market conditions) via the now shariah-compliant GO+. So for instance, if the daily return rate for today is set at 1.47% p.a., and you have a minimum of RM200 balance in your GO+ account, you will be earning a total daily earning of 5.47% p.a. – which is quite a generous reward!  

Note that the bonus return rate will only apply up to a balance of RM9,500 as that is the maximum holding amount for your GO+ account. Additionally, the opportunity for your GO+ balance to benefit from this 4% p.a. reward closes at 4pm each day (cut-off time) throughout the entire campaign period, and the daily earnings will only be received in your GO+ account on the following day. These earnings must also be accumulated until it reaches a minimum of RM0.01 before it is credited into your GO+ account.

Meanwhile, if you have reached the maximum holding limit of your GO+ account (RM9,500) during the campaign period, your reward for the day will not be reflected in your GO+ account at all. Instead, it will be automatically credited into your TNG eWallet balance within three business days.

TNG eWallet further clarified that it has allocated a total of RM4 million to be won throughout the entire promo period, and that the campaign is also valid with any other vouchers, promotions, and offers that are concurrently rolled out by the e-wallet service provider.

TNG GO+ was launched earlier this year in March 2021, and is essentially a built-in investment feature housed within the TNG eWallet. The balance kept in the GO+ account is invested in a low-risk money market fund, allowing you to earn extra cash from your balance even as it sits within your e-wallet. The underlying for GO+ is the Principal e-Cash Fund, managed by Principal Asset Management Berhad.

(Source: TNG eWallet [1, 2])

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