Because you should be rewarded for giving the bank your business
- For every RM1 you charge to your CRUIZE VISA Card will earn you 1X CRUIZE point and redeem them for fantastic shopping, dining and travel rewards or to waive your AAM Annual Fees!
- Balance Transfer
- Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.
Learn more about AEON Cards Balance Transfer Plan
|Pay Over||With Interest Rate At||When You Transfer|
|6 months||0% p.a. and no one-time upfront handling fee||from RM1000 |
- Easy Payment Plan (EPP)
- AEON Flexi Pay Plan offers payment terms of 6, 12 and 18 months on retail purchases from approved merchants. Interest rates from as little as 2.5%.
Learn more about AEON Cards Flexi Payment Plan
|Pay Over||With Interest Rate At||When You Spend|
|6 months||2.5% one-time upfront handling fee||from RM500 |
|12 months||3.5% one-time upfront handling fee||from RM1000 |
|18 months||5.5% one-time upfront handling fee||from RM2000 |
- Enjoy special ordinary membership services from AAM. You will save up to RM40 on entrance fee inclusive of RM25 off entrance fees plus RM15 off 1st year annual fees.
|Travel Coverage||Sum Insured|
|Personal Accident||Up to RM1000000|
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- Annual Fee for Supplementary Card
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Late payment fee
- RM5 or 1% of outstanding amount, up to a maximum of RM75
- Cash withdrawal fee
- RM15.90 or 5.30% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- Daily Maximum Cash Withdrawal
All fees & charges are inclusive of 6% GST if applicable
Are you eligible for this credit card?
- Minimum annual income
- Minimum age for primary card holder
- 21 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
Get some extra help from your credit card when you need it most
- Easy Payment Plan
- AEON Cards Flexi Payment Plan
- Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
- Cash Advance / Cash Loan
- Cash Advance is a loan against the credit limit of your card at a reasonable rate.
- Balance Transfer
- AEON Cards Balance Transfer Plan
- Balance transfer allows you to consolidate debt from your other credit cards onto this card.