We've all got a photo that makes us smile and feel warm inside - now you can place that image wherever you go with your Alliance Bank You:nique - Great Rewards credit card. Other than that, get double the points for every RM1 charged on your credit card.
Own Your Credit Card!
Got a picture of your lover, pet, or simply of a laugh-out-loud moment you'd like to have on your card face? Just go onto the Alliance Bank website to customise your card face, for free!
It's All About Rewards
With every Ringgit you spend, you will earn 2x Timeless Bonus Points (TBP). Accumulate your points and use them to redeem gifts. No need to make an application, you will get automatic enrolment into the Alliance OneBank Rewards Program, which allows you to earn TBP on other financial products with Alliance Bank. However, take note that TBP is not awarded for expenses on petrol and government services. A wide range of rewards from appliances, gadgets, timepiece, lifestyle, travel and more are waiting for you to bring back!
Annual Fee Waiver
You've got reward points in check, but you will also save on fees for the Alliance Bank You:nique credit card. Get this, your annual fee for the first 3 years will be waived. For the following years, annual fee can be easily waived with a minimum spend of RM5000 or swipe your card 12 times within a year.
Easy Payment Plan ( EPP)
Find it too burdensome to pay off your big ticket purchases in one shot? You can now convert your retail purchases on your You:nique Credit Card into fixed installment amounts. Simply choose from either 6 or 12 months tenure depends on your financial situation. However, you will be paying a one-time handling fees of 2.5% or 5% of your purchase amount.
0% Finance Charge
Alliance Bank You:nique – Great Rewards helps you to save from high interest payment.You can enjoy 0% finance charge on your You:nique Credit Card spending for the first 3 months. No interest would be charged during this period no matter how much you spent! To enjoy this benefit, you just need to pay the minimum payment due.