Alliance Bank You:nique - Great Rewards is a unique credit card that features personalized card face, offers reward points for every Ringgit spent on retail transactions and an annual fee waiver for the first 3 years!
Annual Fee Waiver
You heard it right. Alliance Bank You:nique credit card is free for the first 3 years of ownership. If you do the math correctly, you can save a RM450 (exclusive of GST)-worth of annual fees.
Although for the following years you are subject to the annual fee, it can easily be waived by way of either spending a minimum of RM5,000 in a year or swipe your You:nique - Great Rewards credit card 12 times per year. Easy peasy!
Timeless Bonus Points
As the name implies, You:nique - Great Rewards is the best credit card for you to collect reward points by Alliance Bank. For every Ringgit you spend on retail purchases locally and overseas, you will earn 2x Timeless Bonus Points.
Your total Timeless Bonus Points will be reflected in the following month’s Statement of Account and is based on spending incurred by both the Principal and Supplementary Cardmember(s).
The best part about Timeless Bonus Points is that it is non-expiry, so you don't have to rush on Alliance Bank's rewards catalogue to redeem great products, services and even air miles.
That's not all, you will also get automatically enrolled into the Alliance OneBank Rewards Program and earn more Timeless Bonus Points when you subscribe to Alliance Bank's financial products and services!
Alliance OneBank Rewards
Now, not only can you earn Timeless Bonus Points for every retail purchase you have made with Alliance Bank You:nique - Great Rewards, but also when you subscribe to any financial products such as home loan, deposit, unit trust or investment products with Alliance Bank.
It is an extension to your credit card points-based loyalty program that offers you a faster route to earn more Timeless Bonus Points by enhancing your total banking relationship with Alliance Bank.
Personalize Your Credit Card
The unique feature of Alliance Bank You:nique credit card is that you can personalize your credit card with a picture of your lover, pet, or simply of a special moment you would like to have on your card face.
The image can be replaced as often as you would like to, subject to an interval of 60 days from the last change and a replacement fee (chargeable to Principal cardholder) of RM50.
Line of Credits
In times of needs, a credit card can function more than just a payment tool. Therefore, Alliance Bank You:nique credit card is equipped with necessary line of credits such as:
- Balance Transfer Plan
- 0% Instalment Payment Plan with participating merchants
- Fast Cash Instalment