RHB Rewards Motion Code Credit Card

Featuring The Motion Code technology with added security features at no extra cost, protection against online fraud & extra 3X Reward Points for online purchases!

RHB Rewards Motion Code Credit CardMotion Code technology
Min. Income
RM2,000/month
Annual Fee
Free*
Balance Transfer
From 4.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Giordano 20’ Luggage Bag
worth RM249
when you apply through RinggitPlus3
*Additional Lee Cooper Aviator Sunglasses for Motion CodeTM Card successful Applicants.

Giordano 20’ Luggage Bag

Rewards

Earn 10x Rewards Points when you spend on movie tickets, Overseas spend, Online & E-Wallet, Health & Insurance and Retail shopping. That's not all - for every RM1 spend in other retail category , you get 1x Reward Point!

RHB Rewards Points
EarnSpend
10 points on every RM1movie Tickets
4 points on every RM1overseas Spend
3 points on every RM1online & E-wallet Transaction
2 points on every RM1health
2 points on every RM1insurance
2 points on every RM1retail Shopping
1 point on every RM1other Retail Spends

Balance Transfer

Transfer your outstanding balance from other credit cards to RHB credit card via RHB Smart Move Balance Transfer plan to benefit 4.99% for up to 36 months' tenure.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.99% p.a. and no one-time upfront handling feefrom RM1,000
18 months4.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM1,000
9 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM200 primary card

    First year free

    Waived when you spend RM20,000 in a year

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 60 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 24 months. Combine all of your debts and use 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? Apply for RHB CashXcess and enjoy low interest rates at affordable monthly instalments.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Enjoy great savings with interest rates as low as 4% for 12 months to repay and consolidate your debt from other credit cards to your new RHB credit card.

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