RHB Rewards Motion Code Credit Card

Get rewarded with up to 10x Rewards Points on your purchases. Featuring Motion Code technology, you can now perform transactions more securely than ever and protect your credit info against online fraud.

RHB Rewards Motion Code Credit CardReward Points on Everyday Purchases
Min. Income
RM2,000/month
Annual Fee
Free*
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Cashback Giveaway
worth RM5000
when you apply through RinggitPlus *

Cashback Giveaway

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Rewards

Reward yourself with up to 10X Reward Points on movie tickets purchase and your everyday spending. Other retail spending gets you 1x Reward Points.

RHB Rewards Points
EarnSpend
10 points on every RM1on movie tickets
4 points on every RM1on overseas spending
3 points on every RM1on online purchases
2 points on every RM1on health and insurance spending
2 points on every RM1on retail shopping
1 point on every RM1on other spending

Premium

Enjoy no green fee charges at the participating golf clubs in Selangor, Malaysia such as Sungai Long Golf & Country Club and Kota Permai Golf & Country Club. Feel free to give the RHB Customer Care Centre a call at +603 92068118 for any inquiries or bookings.

Balance Transfer

Transfer your outstanding balance from other credit cards to RHB credit card via the RHB Smart Move Balance Transfer plan to benefit 4.88% for up to 36 months tenure.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

RHB Smart Instalment lets you stretch your payments up to 36 months at 0% interest.

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM200 primary card

    First year free

    Waived when you spend RM20,000 in a year

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 60 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Use the 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? Apply for RHB CashXcess and enjoy low interest rates at affordable monthly instalments.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Enjoy great savings with interest rates as low as 4.88% per annum for up to 36 months to repay and consolidate your debt from other credit cards to your new RHB credit card.

Review

Get Protected with RHB's Motion Code™ Technology

RHB Rewards Motion Code Credit Card

Introducing Motion CodeTM technology where shopping or transacting online is now more secure than before!

Powered by a battery within your credit card, an e-ink mini screen is embedded at the back of your card that displays the 3-digit Dynamic Card Verification Value (CVV). 

This CVV security code automatically refreshes to a random new code every 4 hours. With this innovative solution, any stolen card information cannot be abused, stored or reused by potential fraudsters.

Adding on to having zero charges for this added security feature that protects you from online fraud, you will be able to enjoy 3X Reward Points on your online shopping.

Up to 10X Reward Points for you to collect

Always feel restricted by your credit card's limited reward points? Be set free as RHB Rewards Visa Credit Card can help you earn unlimited Rewards Points for every RM1 spent. Check out the categories below:

  • 10X Movie Tickets
  • 4X Overseas transactions
  • 3X Online transactions
  • 2X Health & Insurance-related transactions
  • 2X Retail Shopping transactions
  • 1X Other Retail transactions

With unlimited reward points to earn, you can now enjoy the freedom to maximize your Reward Points by redeeming your favourite products, vouchers, frequent flyer miles and annual fee waiver.

Annual Fee Waiver

For the first year, the RHB Rewards Motion Code Credit Card is free of charge. 

In subsequent years, the annual fee is at RM200 but will be waived when you spend a minimum of RM20,000 in a year on your Rewards Credit Card. Additionally, the annual fee is waived for supplementary cardholders.

Bear in mind that the Sales & Service Tax of RM25 will be charged upon the anniversary date of your credit card.

RHB Rewards Motion Code Credit Card Flexible Line of Credits

There is a slew of benefits in the RHB Rewards Motion Code Credit Card when you use it efficiently. 

After all, it is made to extend your credit when you require it, whether to pay for your personal needs or daily expenses.

RHB Rewards Motion Code Credit Card offers you:

  • Smart Pay for monthly auto payment of Telekom, Maxis, Digi, Astro and other bills
  • Smart Move Balance Transfer to consolidate all your credit card outstanding debts from other financial institution
  • Smart Instalment to convert your purchase into affordable monthly payments
  • CashXcess gives you some cash relief that can be paid over an instalment at a low rate

Credit Card » RHB

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