Alliance Bank CPA Australia MasterCard credit card

Alliance Bank CPA Australia MasterCard

An exclusive credit card for Malaysian CPA Australia members. There's no annual fee and you can opt to settle your CPA exam fee by installment at 0% interest!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 6% p.a. balance transfer over 18 months
  • RM0.00 annual fee
  • Earn up to 1x reward point 

Apply online now for Alliance Bank CPA Australia MasterCard

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Because you should be rewarded for giving the bank your business

Turn your Timeless Bonus Points you've accumulated into wonderful gifts which encompass watches, TV set, kitchenware and vouchers! You'll be rewarded with 1 reward point for every RM1 spent. Moreover, there's no expiry date on your hard-earned points. Any transaction on petrol and government agencies is not entitled to the points.
Timeless Rewards
1 point on every RM1on all local and overseas expenses
Rewards points earned never expires
Balance Transfer
Alliance Bank Balance Transfer offers interest rates from as low as 6% and repayment terms up to 24 months, to help you not break the bank with outstanding balances.
Pay OverWith Interest Rate AtWhen You Transfer
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
18 months6% p.a. and no one-time upfront handling feefrom RM1000 
24 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Alliance Bank Balance Transfer Plan
Cash in your Timeless Bonus Points for Enrich Miles from Malaysia Airlines and enjoy 24 hour emergency helpdesk support when you travel overseas.
Annual fee waived through CPA Australia membership for both principal and supplementary cards. Convert your CPA exam fee into 0% Installment Payment Plan.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for CPA Australia members
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Members Only


Get some extra help from your credit card when you need it most

Cash Advance / Cash Loan
Alliance Bank FastCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Alliance Bank Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Alliance Bank CPA Australia MasterCard review

What's so good (or not so good) about it?

Numbers just crunch better with the right tool. Which is why all CPA members in Malaysia can safely trust Alliance Bank to issue a MasterCard that gets the job done. And better still, you won't pay extra anything ever to get your hands on this special co-brand financial tool because its membership has already been taken care off!

0% CPA Instalment Plan

Don't let any financial constraints limit stop you from getting the certifications that you need. Charge your CPA exam fees to your Alliance Bank CPA Australia MasterCard and convert the repayments into 0% instalment plans so you won't have to worry about interest incruing.

Bonus Reward Points

Max out your spending when you swipe your purchases with the CPA Australia MasterCard. At the end of each credit card payment cycle, Alliance Bank will tally your total spending and reward you with Timeless Bonus Points for all purchases you've made by receipt.

You'll earn points on the Ringgit for all your purchases, whether it's dining, cinema ticket, shopping or online billings. Collect these points and redeem them for exciting gifts or swap them for MAS Enrich points and plan for your next holiday getaway.

No Annual Fee

You've already paid your CPA membership dues, that's why Alliance Bank will waive the annual fees on your CPA Australia MasterCard for life. That includes zero GST charges that you won't ever have to think about.

There are no conditions attached. So you won't have to worry about minimum annual spending or swiping each month to be eligible for this waiver.

100% Cash Advance Limit

In case you ever get yourself caught in a little bit of a pickle, your CPA Australia MasterCard let's you take a cash loan that's quick to approve at a special low interest rate. Once your cash loan been approved, Alliance Bank will add the amount to your credit limit - up to 100% of your approved borrowing limit.

Alternatively you can perform a cash withdrawal at any MasterCard-friendly ATM machines and pay the upfront rates. The amount that you withdraw will be added to your credit limit and charged the going interest rates of 15-18% p.a.

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