Always remember the good times - we've all got that picture that makes us smile, so why not be reminded of that moment every day and put it on your credit card? You can do exactly that with your new Alliance Bank You:nique Great Rebates.
Unlimited Cash Back
Don't be restricted to where, on what, or where to spend on earn attractive cash rebates of up to 3%. Spend however much you want, and earn without any monthly cap with spending above RM3,000!
You will earn the maximum 3% when your monthly spend is more than RM2,000, but below RM3,000. When you spend above RM3,000 a month, the first RM3000 is still entitled to a cash back of 3% and the rest will be granted at a rate of 0.3% - but the great thing is, the cash back cap will be blown off and you'll start to earn unlimited rebates!
Annual Fee Waiver
For even more money saving (yes, it's possible!), your annual fee will be waived for the first 3 years. After those initial years, to not pay for your credit card, you will have to spend a minimum of RM5,00 or swipe your You:nique credit card at least 12-times within a year - so make sure you actually use your credit card instead of letting it waste away and pay a fee.
Easy Payment Plan ( EPP)
Convert your retail purchases into hassle free fixed instalments. You can choose periods of either 6, 12, 18 or 24 months with minimal handling fees.
Make your shopping more affordable for transactions done at any merchant. To split up your repayments, all you have to do is call Alliance Bank to request. Remember, purchases that are already billed cannot be converted!
0% Finance Charge
You will get to enjoy the convenience of 0% finance charge on spending done with your Alliance Bank You:nique credit card for the first 3-months.
To have this benefit, you will need to pay the minimum credit card bill payment and you'll be interest free! To enjoy even lower rates, you can opt to choose the low interest feature for the You:nique card and enjoy as low as 9%p.a. on your bills.
Balance Transfer Savings
Got credit card debt that's keeping you up at night? You're making the minimum payments, but you're barely scratching the surface of your interest payments.
Go with the Alliance Bank Balance Transfer programme and transfer your outstanding balances from other credit cards. You will only need to pay 6% p.a. and settled in 12, 18, or 24 months. Grab these great savings opportunities, and ease up on breaking the bank.