AmBank Islamic Al-Taslif MasterCard Platinum Card-i

A Platinum credit card-i that offers travel Takaful and e-Commerce purchase protection, 20% Cashback by MasterCard when you shopping while travelling, and access to exclusive wealth management

AmBank Islamic Al-Taslif MasterCard Platinum Card-i20% Travel Cashback
Min. Income
RM4,000/month
Annual Fee
Free
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

2x AmBonus Points for overseas spending (except online transactions) and 1x AmBonus Point for spending locally.

AmBonus Points
EarnSpend
2 points on every RM1on all overseas retail expenses (except for online transactions)
1 point on every RM1on all local retail expenses

Travel

Discounts on dining and rooms at Hilton Hotels when you travel to 16 Asia Pacific countries. Plus, a complimentary travel Takaful protection up to RM1 million when you purchase flight ticket(s) with AmBank Platinum credit card.

Travel CoverageSum Insured
Personal AccidentUp to RM1,000,000
Delayed FlightUp to RM1,500
Missed FlightUp to RM1,500
Lost LuggageUp to RM4,000
Delayed LuggageUp to RM1,500

Premium

Exclusive wealth management service via AmPrivate Banking. Additionally, you are one step closer to qualify for AmBank Home Financing-i and Islamic Hire Purchase facility application.

Easy Payment Plans

AmBank Easy Payment Plan offers 24 months payment terms with 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay for as low as 3%.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM200
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feeRM500
12 months4% p.a. and no one-time upfront handling feeRM2,000
18 months5% p.a. and no one-time upfront handling feeRM4,000
24 months6% p.a. and no one-time upfront handling feeRM5,000
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

    Free for life for first 3 Supplementary cards

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Permanent Residents

Features

Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 24 months of instalment plan at 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.

Review

If you're making RM48,000 every year and aged 21 and above, AmBank Islamic Al-Taslif MasterCard Platinum Card-i is the right credit card companion for travel, rewards, bill payment, cash management and your lifestyle. 

It's FREE-FOR-LIFE, just read on to find out more.

AmBank Islamic Al-Taslif MasterCard Platinum Card-i Travel Perks

When your job requires you to travel, make sure you are equipped to not just pay for it, but also to reward yourself. 

AmBank Islamic Al-Taslif MasterCard Platinum Card-i allows for access to Plaza Premium Lounge up to 2x every year where you can sit back and relax for a maximum of 3 hours per entry. 

Moreover, you are also automatically covered with a travel Takaful protection worth RM1 million per cardholder, in addition to cash payout up to RM4,000 for travel inconveniences when you charge your full fare to this Islamic Platinum credit card.

That's not all, you get a 20% cashback when you shop at the participating merchants across 11 countries worldwide!

Moreover, there is a standby Concierge Services for you 24-hour a day, 7-day a week, just to cater to your emergency and inquiries. 

MasterCard Customer Service will help you with getting your travel information, entertainment planning, medical and cash assistance and what have you.

Dining and Hotel Privileges

As long as you spend a minimum of RM30,000 over one (1) year from the date of Hilton Premium Club Membership enrollment, you are entitled to the extended privileges such as fancy dining discount up to 25% and 20% off on hotel room rates for all participating Hilton Worldwide Hotels in Asia Pacific.

Access to Financing-i and Wealth Management

The best part about signing up this credit card-i is that you are already pre-qualified to apply for Home Financing-i up to half a million Ringgit and Arif Hire Purchase-i up to RM200,000.

Hold onto your seat as you are also one foot away to enter the realm of Wealth Management via AmPrivate Banking, even on a lower entry threshold. 

Just call AmPrivate Banking Client Service Department at 03 2036 1316 for more information.

AmBonus Reward Points

With this AmBank Islamic credit card, you can earn 2x AmBonus Reward Point when you swiped on retails overseas, 1x AmBonus Reward Point on all retail expenses locally. 

Collect as many reward points as you can to redeem a wide array of products, gifts and vouchers in the AmBonus E-Catalogue!

For as low as 1,500 AmBonus Points, you can redeem anything on-the-spot at AmBank's participating partners, namely Courts, ESH, Sen Heng, SenQ, Cosway and Mydin. 

Upon payment, just inform the cashier that you wish to use your AmBonus Points to pay.

AmBank Islamic Al-Taslif MasterCard Platinum Card-i Auto Bill Pay

Electric, water, telco, insurance, you name it. 

Life would be much easier when you enroll in AmBank Auto Bill Pay Service and let your AmBank Islamic Al-Taslif MasterCard Platinum Card-i does the payment for you. 

In a way, you will never forget to pay and have zero outstanding payment on utilities.

If you have a monthly commitment with these service providers, then it is highly encouraged to sign up:

  • Tenaga Nasional
  • Telekom Malaysia
  • Astro
  • Allianz Insurance
  • MCIS Insurance
  • Zurich Insurance
  • DiGi
  • Maxis
  • Celcom
  • U Mobile
  • Tune Talk
  • XOX