AmBank Islamic Al-Taslif MasterCard Platinum Card-i credit card

Also available as Visa

AmBank Islamic Al-Taslif MasterCard Platinum Card-i

A Platinum credit card-i that offers travel Takaful and e-Commerce purchase protection, 20% Cashback by MasterCard when you shopping while travelling, and access to exclusive wealth management.

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 2x reward points 
View product disclosure sheet.

Benefits

Because you should be rewarded for giving the bank your business

Cashback
Enjoy 20% cashback by MasterCard Travel Rewards when shopping at selected 185 merchants across 11 countries.
Rewards
2x AmBonus Points for overseas spending (except online transactions) and 1x AmBonus Point for spending locally.
AmBonus Points
EarnSpent
2 points on every RM1on all overseas retail expenses (except for online transactions)
1 point on every RM1on all local retail expenses
Your AmBonus Points earned expires in  3 years
Easy Payment Plan (EPP)
AmBank Easy Payment Plan offers 24 months payment terms with 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay for as low as 3%.
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feefrom RM500 
12 months4% p.a. and no one-time upfront handling feefrom RM2000 
18 months5% p.a. and no one-time upfront handling feefrom RM4000 
24 months6% p.a. and no one-time upfront handling feefrom RM5000 
Learn more about AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM200 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about AmBank Easy Payment Plan
Travel
Discounts on dining and rooms at Hilton Hotels when you travel to 16 Asia Pacific countries. Plus, a complimentary travel Takaful protection up to RM1 million when you purchase flight ticket(s) with AmBank Platinum credit card.
Travel CoverageSum Insured
Personal AccidentUp to RM1000000
Delayed FlightUp to RM1500
Missed FlightUp to RM1500
Lost LuggageUp to RM4000
Delayed LuggageUp to RM1500
Premium
Exclusive wealth management service via AmPrivate Banking. Additionally, you are one step closer to qualify for AmBank Home Financing-i and Islamic Hire Purchase facility application.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
  • Free for life for first 3 Supplementary cards
Annual Fee for Supplementary Card
RM0
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM50.00 or 5.00% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
18%

Requirements

Are you eligible for this credit card?

Minimum annual income
RM48000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Permanent Residents

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
AmBank QuickCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.

AmBank Islamic Al-Taslif MasterCard Platinum Card-i review

What's so good (or not so good) about it?

If you're making RM48,000 every year and aged 21 and above, AmBank Islamic Al-Taslif MasterCard Platinum Card-i is the right credit card companion for travel, rewards, bill payment, cash management and your lifestyle. 

It's FREE-FOR-LIFE, just read on to find out more.

AmBank Islamic Al-Taslif MasterCard Platinum Card-i Travel Perks

When your job requires you to travel, make sure you are equipped to not just pay for it, but also to reward yourself. 

AmBank Islamic Al-Taslif MasterCard Platinum Card-i allows for access to Plaza Premium Lounge up to 2x every year where you can sit back and relax for a maximum of 3 hours per entry. 

Moreover, you are also automatically covered with a travel Takaful protection worth RM1 million per cardholder, in addition to cash payout up to RM4,000 for travel inconveniences when you charge your full fare to this Islamic Platinum credit card.

That's not all, you get a 20% cashback when you shop at the participating merchants across 11 countries worldwide!

Moreover, there is a standby Concierge Services for you 24-hour a day, 7-day a week, just to cater to your emergency and inquiries. 

MasterCard Customer Service will help you with getting your travel information, entertainment planning, medical and cash assistance and what have you.

Dining and Hotel Privileges

As long as you spend a minimum of RM30,000 over one (1) year from the date of Hilton Premium Club Membership enrollment, you are entitled to the extended privileges such as fancy dining discount up to 25% and 20% off on hotel room rates for all participating Hilton Worldwide Hotels in Asia Pacific.

Access to Financing-i and Wealth Management

The best part about signing up this credit card-i is that you are already pre-qualified to apply for Home Financing-i up to half a million Ringgit and Arif Hire Purchase-i up to RM200,000.

Hold onto your seat as you are also one foot away to enter the realm of Wealth Management via AmPrivate Banking, even on a lower entry threshold. 

Just call AmPrivate Banking Client Service Department at 03 2036 1316 for more information.

AmBonus Reward Points

With this AmBank Islamic credit card, you can earn 2x AmBonus Reward Point when you swiped on retails overseas, 1x AmBonus Reward Point on all retail expenses locally. 

Collect as many reward points as you can to redeem a wide array of products, gifts and vouchers in the AmBonus E-Catalogue!

For as low as 1,500 AmBonus Points, you can redeem anything on-the-spot at AmBank's participating partners, namely Courts, ESH, Sen Heng, SenQ, Cosway and Mydin. 

Upon payment, just inform the cashier that you wish to use your AmBonus Points to pay.

AmBank Islamic Al-Taslif MasterCard Platinum Card-i Auto Bill Pay

Electric, water, telco, insurance, you name it. 

Life would be much easier when you enroll in AmBank Auto Bill Pay Service and let your AmBank Islamic Al-Taslif MasterCard Platinum Card-i does the payment for you. 

In a way, you will never forget to pay and have zero outstanding payment on utilities.

If you have a monthly commitment with these service providers, then it is highly encouraged to sign up:

  • Tenaga Nasional
  • Telekom Malaysia
  • Astro
  • Allianz Insurance
  • MCIS Insurance
  • Zurich Insurance
  • DiGi
  • Maxis
  • Celcom
  • U Mobile
  • Tune Talk
  • XOX

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